{"id":1793,"date":"2026-11-04T17:09:03","date_gmt":"2026-11-04T17:09:03","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1793"},"modified":"2026-11-13T11:46:43","modified_gmt":"2026-11-13T11:46:43","slug":"dr-ntr-vaidya-seva-aarogyasri-andhra-pradesh","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/dr-ntr-vaidya-seva-aarogyasri-andhra-pradesh\/","title":{"rendered":"Dr NTR Vaidya Seva (Aarogyasri) Andhra Pradesh"},"content":{"rendered":"\n\n\n
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QUICK GIST<\/b><\/h2>\n

Dr NTR Vaidya Seva, still widely searched as Aarogyasri or Dr YSR Aarogyasri, is Andhra Pradesh’s state health scheme. It gives eligible families cashless treatment for listed procedures at government and empanelled private hospitals, with cover of up to \u20b925 lakh per family per year. Treatment areas include cardiac, cancer, trauma, renal, burns, neurological, joint replacement and transplant care. Existing eligibility covers rice cardholders and families meeting income and land limits, and a Universal Health Policy approved in September 2025 aims to extend cover to all households through a hybrid model, where an insurer handles claims up to \u20b92.5 lakh and the Dr NTR Vaidya Seva Trust bears the cost above that. The card reaches you through the portal, and verification is biometric. Because the scheme pays for fixed packages at network hospitals, a personal policy can add choice and extra cover. Helpline: 104.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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Andhra Pradesh’s \u20b925 Lakh Health Cover: What Dr NTR Vaidya Seva Offers, Who Gets It, and Where It Stops<\/b><\/h2>\n

One scheme, three names, one very useful card<\/b><\/h3>\n

Ask five people in Vijayawada what the state health card is called and you may get three answers. Aarogyasri. YSR Aarogyasri. NTR Vaidya Seva. They are all talking about the same scheme, which has worn different names as governments changed since it began in 2007.<\/span><\/p>\n

The name on the signboard matters less than what sits behind it. Families who qualify get cashless treatment of up to \u20b925 lakh a year for listed procedures, which is one of the highest state-scheme limits in the country. Older material still quotes \u20b95 lakh, and that figure is out of date.<\/span><\/p>\n

There is also a bigger change on the way. In September 2025, the state cabinet approved a Universal Health Policy that aims to bring every household into a hybrid model, with an insurer taking the first layer of cost and the Trust taking the rest. In December 2025, the state’s medical services corporation issued the tender to select that insurer.<\/span><\/p>\n

So this blog does three things. It explains how the scheme works in plain words. It shows you how to get and use the health card. And it is honest about where a government scheme ends and personal planning begins.<\/span><\/p>\n

Living in Hyderabad while your parents in Guntur keep asking which card is the “new” one? You have just been appointed the family’s translator of government paperwork. No salary, endless forwards.<\/span> Talk to our team<\/span><\/a> and we will sort out how this scheme sits next to the cover your family already has. Free advice, no lectures.<\/span><\/p>\n

What is Dr NTR Vaidya Seva in Andhra Pradesh?<\/b><\/h2>\n

Dr NTR Vaidya Seva is Andhra Pradesh’s state health scheme, run through the Dr NTR Vaidya Seva Trust under the Health, Medical and Family Welfare Department. It began in 2007 as the Rajiv Aarogyasri scheme and became better known as Aarogyasri. The scheme later carried the name Dr YSR Aarogyasri, and the current government’s tender documents refer to it as Dr NTR Vaidya Seva.<\/span><\/p>\n

The headline number is up to \u20b925 lakh per family per year for eligible families. The Universal Health Policy approved by the state cabinet in September 2025 reshapes how that cover is delivered. Claims up to \u20b92.5 lakh are to be handled by an insurance company, and costs from \u20b92.5 lakh up to \u20b925 lakh are to be borne by the Trust. Reports differ on exactly which families get the upper layer, so confirm your own position on the official portal.<\/span><\/p>\n

Here is what the scheme offers, in short:<\/span><\/p>\n