{"id":1802,"date":"2026-11-04T20:09:10","date_gmt":"2026-11-04T20:09:10","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1802"},"modified":"2026-11-13T11:46:43","modified_gmt":"2026-11-13T11:46:43","slug":"yeshasvini-health-protection-scheme-karnataka","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/yeshasvini-health-protection-scheme-karnataka\/","title":{"rendered":"Yeshasvini Health Protection Scheme Karnataka"},"content":{"rendered":"<table>\n<tbody>\n<tr>\n<td>\n<h2><b>QUICK GIST<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Yeshasvini Health Protection Scheme, also searched as Yashasvini Health Scheme, is a Karnataka government health scheme for members of registered cooperative societies and their dependent families. It offers cashless treatment of up to \u20b95 lakh per family per year at Yeshasvini network hospitals, both government and private. It covers a defined list of medical and surgical procedures, including cardiac care, ICU care, ENT, eye and orthopaedic treatment. There is no age limit, and the family includes the spouse, children (including unmarried daughters), parents, in-laws and grandchildren. You must be an active member of a registered cooperative society and pay the prescribed annual contribution through it. The Yeshasvini Cooperative Members Health Protection Trust runs the scheme under the Department of Cooperation. Helpline: 08026671616.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h2><b>Karnataka&#8217;s \u20b95 Lakh Cooperative Health Cover: What Yeshasvini Offers, Who Gets It, and Where It Stops<\/b><\/h2>\n<h3><b>The membership that comes with a hospital bed<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Think of the last time you walked into your milk society, your village credit society or your urban cooperative bank. You went in for a loan, a payment, a stamp on a passbook. Nobody mentioned a hospital.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And yet, in Karnataka, that cooperative membership can carry a health cover of up to \u20b95 lakh a year for your whole family. It is called the Yeshasvini Health Protection Scheme, and it has a very particular door. You get in through the society, not through a ration card, an income slip or an agent.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The numbers say people noticed. According to the official Yeshasvini website, enrolment crossed 47 lakh members by March 2023, against a target of 30 lakh. The scheme was reintroduced in 2022-23 after cooperative members across the state asked for it back.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So this blog does three things. It explains how Yeshasvini works in plain words. It shows you how to enrol and use the card. And it is honest about where a cooperative-linked scheme ends and personal planning begins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Filing your father&#8217;s society papers from Bengaluru while he sits in Mandya with a passbook and strong opinions? Welcome to the family&#8217;s unofficial insurance desk. The role is unpaid and the tea is always cold.<\/span><a href=\"https:\/\/www.coversure.in\/?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=blog&amp;utm_id=1#bookacall\"> <span style=\"font-weight: 400;\">Book a call<\/span><\/a><span style=\"font-weight: 400;\"> with us, and we will walk you through how Yeshasvini fits with whatever cover the family already has. Free advice, zero lectures.<\/span><\/p>\n<h2><b>What is the Yeshasvini Health Protection Scheme in Karnataka?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Yeshasvini is a health protection scheme for cooperative society members in Karnataka. The Yeshasvini Cooperative Members Health Protection Trust administers it under the Department of Cooperation, Government of Karnataka. The scheme was brought back in 2022-23.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The cover is up to \u20b95 lakh per family per year, and it is the family definition that makes Yeshasvini stand out. It goes well beyond the spouse and children.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is what the scheme offers, in short:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cashless treatment at designated Yeshasvini network hospitals, government and private, across Karnataka.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cover of up to \u20b95 lakh per family per year, shared by everyone covered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A defined list of medical and surgical procedures, including cardiac care, ICU care, ENT, eye, orthopaedic and other major treatments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No age limit for beneficiaries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family cover that includes the spouse, children (including unmarried daughters), parents, in-laws and grandchildren.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dependent family members do not need to be cooperative members themselves.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Yeshasvini ID card for cashless access.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The official website also reports that between 1 January 2023 and 10 March 2024, 63,691 beneficiaries received treatment, with treatments worth about \u20b9103 crore delivered through network hospitals.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A scheme is a policy too. It has limits, packages and rules, just like a private plan. If you have a private policy alongside Yeshasvini,<\/span><a href=\"https:\/\/www.coversure.in\/knowyourpolicy\"> <span style=\"font-weight: 400;\">Know Your Policy<\/span><\/a><span style=\"font-weight: 400;\"> breaks it down into the good, the bad and the average, so you can see where the two overlap and where they don&#8217;t.<\/span><\/p>\n<h2><b>How do I enrol in Yeshasvini and use the card at a hospital?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The path runs through your cooperative society. Here are the steps from &#8220;am I a member?&#8221; to &#8220;card in hand&#8221;.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Confirm your cooperative membership.<\/b><span style=\"font-weight: 400;\"> You must be an active member of a registered cooperative society in Karnataka. Only members and their dependents are eligible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pay the annual contribution.<\/b><span style=\"font-weight: 400;\"> Pay the prescribed yearly contribution through your cooperative society. Check the current amount and dates on the official Yeshasvini website.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Complete your enrolment.<\/b><span style=\"font-weight: 400;\"> You are registered under the scheme once the contribution is processed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Collect your Yeshasvini ID card.<\/b><span style=\"font-weight: 400;\"> This card is your key to cashless access, so keep it where the whole family can find it.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Visit a network hospital.<\/b><span style=\"font-weight: 400;\"> Go to a Yeshasvini empanelled hospital and show your ID card at the help desk.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Get cashless treatment.<\/b><span style=\"font-weight: 400;\"> Eligible procedures are covered as per the scheme guidelines, up to \u20b95 lakh per family per year.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Stuck somewhere? Call the helpline at 08026671616.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the hospital, two small habits help. First, ask the help desk whether your procedure is on the scheme&#8217;s list before admission. Second, keep a photo of the ID card on your phone and on a family member&#8217;s phone. Emergencies do not wait for someone to find the right drawer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want the full picture before you join the queue at the society office? The <\/span><a href=\"https:\/\/unfold.coversure.in\/state-health-schemes\"><span style=\"font-weight: 400;\">CoverSure State Health Scheme Calculator<\/span><\/a><span style=\"font-weight: 400;\"> shows what Karnataka&#8217;s scheme gives your family next to other states, in under a minute. Handy if half your family lives in Karnataka and the other half lives in Tamil Nadu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to enrol? Go straight to the source. The official<\/span><a href=\"https:\/\/yeshasvinitrust.in\"> <span style=\"font-weight: 400;\">Yeshasvini Trust website<\/span><\/a><span style=\"font-weight: 400;\"> is where the rules are final, so bookmark it before your cousin forwards a WhatsApp version with three new rules nobody can confirm.<\/span><\/p>\n<h2><b>Five things the card won&#8217;t tell you<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The card is simple. The rules behind it have a few corners worth knowing.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Only cooperative members can enrol.<\/b><span style=\"font-weight: 400;\"> If you are not a member of a registered cooperative society, you cannot join. The family benefits flow from the member.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Benefits start with the contribution.<\/b><span style=\"font-weight: 400;\"> Cover activates once the annual contribution is paid and your membership is valid. A lapsed membership means a lapsed cover.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The \u20b95 lakh is shared.<\/b><span style=\"font-weight: 400;\"> It is a family floater, and Yeshasvini families can be large. One big surgery for one person can use up a large part of the year&#8217;s limit for everyone else.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hospitals and procedures are predefined.<\/b><span style=\"font-weight: 400;\"> Treatment is limited to network hospitals, and cover applies to defined procedures at package rates. Check the live list before a planned surgery.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Your card does not replace a policy you already pay for.<\/b><span style=\"font-weight: 400;\"> If you have a corporate or personal plan, keep it. Two layers of cover are better than one.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Already have a private policy sitting next to your Yeshasvini card? Don&#8217;t let it auto-renew on autopilot. For \u20b999, run it through a<\/span><a href=\"https:\/\/policycheck.coversure.in\/?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=blog&amp;utm_id=1\"> <span style=\"font-weight: 400;\">Policy Health Check<\/span><\/a><span style=\"font-weight: 400;\">. It checks 30+ parameters, from room-rent limits to co-pays, against 1,500+ plans on the market today. Useful if you are about to buy, still in your free-look period, or holding a policy you last read when the society passbook was still handwritten.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your Yeshasvini card deserves better than a rubber band around the passbook. Add your state scheme to your<\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"> <span style=\"font-weight: 400;\">CoverSure insurance portfolio<\/span><\/a><span style=\"font-weight: 400;\"> and keep it next to your health, life and motor policies. One app, every policy, zero frantic searches at 2 a.m. Bonus: turn on<\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"> <span style=\"font-weight: 400;\">Family Share<\/span><\/a><span style=\"font-weight: 400;\"> so your brother in Hubballi can pull up the details too.<\/span><\/p>\n<h2><b>Yeshasvini vs a private health policy: where each one wins<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Yeshasvini is a useful scheme for cooperative families. It still works differently from a private plan. Neither is &#8220;better&#8221; across the board. They are built for different jobs.<\/span><\/p>\n<p><b>Where Yeshasvini shines<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No age limit for beneficiaries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A wide family definition: spouse, children, parents, in-laws and grandchildren, all under one limit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dependents do not need to be society members themselves.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cover for cardiac care, ICU, ENT, eye and orthopaedic treatment, among other major procedures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cashless use at both government and private network hospitals.<\/span><\/li>\n<\/ul>\n<p><b>Where a private policy usually has the edge<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open to everyone. A private plan does not ask you to belong to a cooperative society.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choice of hospital. Private plans usually work across large national networks. Yeshasvini works at its network hospitals in Karnataka.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Room and comfort. Private plans let you pick room categories, depending on the plan. A scheme does not offer that choice.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Actual bills, not fixed package rates. Private plans pay real eligible costs, subject to terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add-ons and bonuses. Private plans can offer restoration, cumulative bonus and other optional benefits. Yeshasvini gives the same benefit to every member family.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tax benefit. Private health premiums can qualify under Section 80D (old tax regime; please verify current limits).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The smart move is rarely &#8220;either-or&#8221;. It is Yeshasvini as your base, with a private plan or super top-up sized to fill the gaps.<\/span><\/p>\n<h2><b>Is \u20b95 lakh enough for a big Karnataka family?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For a small household with one hospital visit a year, \u20b95 lakh is a comfortable cushion. The question gets trickier because Yeshasvini lets the family grow wide, and the limit does not grow with it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meet the Gowdas (a made-up family, with made-up but realistic-looking numbers). They run a dairy in Mandya. Eight people share one limit: the member, his wife, two children, his parents and his in-laws.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>What happened this year (hypothetical)<\/b><\/td>\n<td><b>Amount used from the \u20b95 lakh<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Father&#8217;s cardiac procedure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92.2 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Father-in-law&#8217;s hernia surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b970,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Wife&#8217;s orthopaedic surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91.4 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Grandchild&#8217;s ENT surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Left for the remaining four members<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b920,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Nothing in this example is unusual. Three generations under one limit means one bad year can use it up quickly. And the \u20b95 lakh resets only at the start of the next cover year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Three more things shrink the cushion in real life:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Treatment away from the network.<\/b><span style=\"font-weight: 400;\"> If a relative needs care at a hospital outside the Yeshasvini network, the scheme will not help. Check before you assume.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Care outside a package.<\/b><span style=\"font-weight: 400;\"> Cover applies to predefined procedures. Anything beyond that may need a different payer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Medical inflation.<\/b><span style=\"font-weight: 400;\"> A procedure&#8217;s cost tends to rise over the years. A fixed limit buys a little less each year.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">None of this makes Yeshasvini weak. It makes it a base layer. The useful question is how much cover your family needs on top of it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not sure how big your gap is? The<\/span><a href=\"https:\/\/www.coversure.in\/riskcalculator\"> <span style=\"font-weight: 400;\">CoverRisk Calculator<\/span><\/a><span style=\"font-weight: 400;\"> weighs your income, life stage, dependants and liabilities, then tells you whether you are underinsured, overinsured or balanced. Free, quick, and no obligation to buy. It takes less time than explaining to your uncle why the society card is not a lifetime guarantee.<\/span><\/p>\n<h2><b>Who is eligible for the Yeshasvini Health Protection Scheme?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Short answer: cooperative society members in Karnataka and their dependents. As per the scheme details published for Yeshasvini, these groups qualify:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Members of registered cooperative societies in Karnataka, in both the rural and urban cooperative sectors.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dependent family members of the member, as defined under the scheme: spouse, children (including unmarried daughters), parents, in-laws and grandchildren.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families who pay the prescribed annual contribution to the Trust.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">There is no age limit for beneficiaries. Non-members of cooperative societies cannot enrol.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One thing to verify yourself: membership status and contribution dates decide whether your cover is active. Confirm both with your society and on the official website before you plan any treatment.<\/span><\/p>\n<h2><b>Yeshasvini Karnataka at a glance<\/b><\/h2>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Detail<\/b><\/td>\n<td><b>Yeshasvini Health Protection Scheme (Karnataka)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Run by<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yeshasvini Cooperative Members Health Protection Trust, under the Department of Cooperation, Government of Karnataka<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cover<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u20b95 lakh per family per year, cashless (family floater)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Reintroduced<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2022-23<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitals<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Designated Yeshasvini network hospitals, government and private<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Treatments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Defined medical and surgical procedures, including cardiac care, ICU, ENT, eye and orthopaedic<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Who qualifies<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Members of registered cooperative societies and their dependents<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Age limit<\/span><\/td>\n<td><span style=\"font-weight: 400;\">None<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Family covered<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Spouse, children (including unmarried daughters), parents, in-laws, grandchildren<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cost to you<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Prescribed annual contribution, paid through the society<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Card<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yeshasvini ID card<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Main limitations<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cooperative members only, annual contribution needed, shared family limit, network hospitals only, predefined procedures<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Helpline<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8026671616<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Official website<\/span><\/td>\n<td><a href=\"http:\/\/yeshasvinitrust.in\"><span style=\"font-weight: 400;\">yeshasvinitrust.in<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Comparing Karnataka with a neighbouring state? The <\/span><a href=\"https:\/\/unfold.coversure.in\/state-health-schemes\"><span style=\"font-weight: 400;\">State Health Scheme Calculator<\/span><\/a><span style=\"font-weight: 400;\"> lines them up side by side, and<\/span><a href=\"https:\/\/unfold.coversure.in\/\"><span style=\"font-weight: 400;\"> Unfold<\/span><\/a><span style=\"font-weight: 400;\"> has more plain-English insurance explainers.<\/span><\/p>\n<h2><b>Quick answers (FAQs)<\/b><\/h2>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>What is the Yeshasvini Health Protection Scheme?<\/b><span style=\"font-weight: 400;\"> A Karnataka scheme that gives cooperative society members and their families cashless treatment of up to \u20b95 lakh a year at network hospitals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Who is eligible for Yeshasvini?<\/b><span style=\"font-weight: 400;\"> Members of registered cooperative societies in Karnataka and their dependent family members, once the annual contribution is paid.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>How do I get a Yeshasvini card?<\/b><span style=\"font-weight: 400;\"> Be an active cooperative society member, pay the annual contribution through your society, complete enrolment and collect your Yeshasvini ID card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Is there an age limit for Yeshasvini?<\/b><span style=\"font-weight: 400;\"> No. There is no age limit for beneficiaries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Does Yeshasvini cover parents and in-laws?<\/b><span style=\"font-weight: 400;\"> Yes. The family includes parents, in-laws, spouse, children (including unmarried daughters) and grandchildren.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Is the \u20b95 lakh per person or per family?<\/b><span style=\"font-weight: 400;\"> Per family, per year. Everyone covered shares it.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Can someone who is not a cooperative member join?<\/b><span style=\"font-weight: 400;\"> No. Only members of registered cooperative societies and their dependents can enrol.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>&#8220;Hey Google, what is the Yeshasvini helpline number?&#8221;<\/b><span style=\"font-weight: 400;\"> You can call 08026671616.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Your Yeshasvini card handles the hospital. We handle the paperwork brain-fog.<\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"> <span style=\"font-weight: 400;\">Download the CoverSure app<\/span><\/a><span style=\"font-weight: 400;\"> to store every policy, set renewal reminders and get help through<\/span><a href=\"https:\/\/www.coversure.in\/SoS\"> <span style=\"font-weight: 400;\">SOS<\/span><\/a><span style=\"font-weight: 400;\"> when things go sideways.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>QUICK GIST The Yeshasvini Health Protection Scheme, also searched as Yashasvini Health Scheme, is a Karnataka government health scheme for members of registered cooperative societies and their dependent families. It offers cashless treatment of up to \u20b95 lakh per family per year at Yeshasvini network hospitals, both government and private. It covers a defined list [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[124],"class_list":["post-1802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-state-health-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.6 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Yeshasvini Karnataka: \u20b95 Lakh Cooperative Health Cover<\/title>\n<meta name=\"description\" content=\"Karnataka&#039;s Yeshasvini gives cooperative society members and their families \u20b95 lakh cashless cover a year. 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