{"id":1809,"date":"2026-11-05T08:41:03","date_gmt":"2026-11-05T08:41:03","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1809"},"modified":"2026-11-13T11:46:41","modified_gmt":"2026-11-13T11:46:41","slug":"deen-dayal-swasthya-seva-yojana-ddssy-goa","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/deen-dayal-swasthya-seva-yojana-ddssy-goa\/","title":{"rendered":"Deen Dayal Swasthya Seva Yojana (DDSSY): Goa"},"content":{"rendered":"<table>\n<tbody>\n<tr>\n<td>\n<h2><b>QUICK GIST<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Deen Dayal Swasthya Seva Yojana (DDSSY) is Goa\u2019s state health insurance scheme. It gives eligible families cashless hospital treatment, and a notification dated 29 May 2026 raised the annual cover to \u20b94 lakh for families of up to three members and \u20b96 lakh for families of four or more. No claim can exceed \u20b96 lakh a year. The scheme covers 447 listed medical procedures at empanelled hospitals in Goa and at selected locations outside the state. Residents who have lived in Goa for at least five years qualify, irrespective of income, though central and state government employees covered by medical reimbursement schemes are excluded. You register on the Goa Online portal, add family members, pay the fee and download the e-card. Helpdesk: +91-8882988000.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Goa\u2019s \u20b96 Lakh Health Cover: What DDSSY Covers, Who Gets It, and Where It Stops<\/b><\/h2>\n<h2><b>In Goa, your health cover depends on a head count<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Here is a question no other state scheme asks quite so directly: how many people are in your family? In Goa, the answer sets your limit. Three or fewer, and your cover is up to \u20b94 lakh a year. Four or more, and it is up to \u20b96 lakh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That is the result of a notification the Government of Goa issued on 29 May 2026, amending the Deen Dayal Swasthya Seva Yojana (DDSSY) with immediate effect. The cover earlier stood at \u20b92.5 lakh and \u20b94 lakh respectively. The notification also draws one hard line: under no case can a claim exceed \u20b96 lakh in a year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Goa does most things at its own pace. This scheme, however, is built around residency rather than income, which makes it unusually wide. This blog does three things. It explains DDSSY in plain words. It walks you through getting the card online. And it is honest about where a state scheme ends and personal planning begins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Reading this from Mumbai for your parents in Margao? Welcome to the family\u2019s remote insurance desk, where the only perk is a good excuse to visit.<\/span><a href=\"https:\/\/www.coversure.in\/?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=blog&amp;utm_id=1#bookacall\"> <span style=\"font-weight: 400;\">Book a call with us<\/span><\/a><span style=\"font-weight: 400;\"> and we will show you how DDSSY fits with whatever cover the family already has. Free advice, zero lectures.<\/span><\/p>\n<h2><b>What is the Deen Dayal Swasthya Seva Yojana in Goa?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">DDSSY is the Government of Goa\u2019s cashless health insurance scheme, first notified in the Official Gazette in December 2016. It is run by the state\u2019s health department and is meant for residents rather than for any one income group.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is what DDSSY offers, in short:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cashless cover of up to \u20b94 lakh a year for families of up to three members, and up to \u20b96 lakh for families of four or more, with a hard ceiling of \u20b96 lakh a year on claims.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospitalisation, surgeries, procedures, diagnostics, medicines and related treatment under a list of 447 medical procedures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cashless treatment at empanelled hospitals in Goa and at selected locations outside the state, such as Mumbai and Bengaluru, depending on empanelment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An option to buy higher cover by paying an additional premium, without affecting the government-provided benefit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A family that includes the eligible person, spouse, dependent unmarried children and dependent parents or in-laws.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">A scheme is a policy too. It has limits, package rates and rules, just like a private plan. If you also hold a private policy,<\/span><a href=\"https:\/\/www.coversure.in\/knowyourpolicy\"> <span style=\"font-weight: 400;\">Know Your Policy<\/span><\/a><span style=\"font-weight: 400;\"> breaks it into the good, the bad and the average, so you can see where it overlaps with DDSSY and where it does not.<\/span><\/p>\n<h2><b>How do I get the DDSSY card and use it at a hospital?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The process is online, and it is short. Here is the path from \u201cam I eligible?\u201d to \u201ce-card in hand\u201d.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Register on the Goa Online portal. Visit goaonline.gov.in, find the DDSSY service, and register or log in.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fill in the application form. Enter the details of the eligible person or head of family, add every family member, and attach the documents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay the registration fee. As per the scheme details we reviewed, it is \u20b9200 for a family of up to three members and \u20b9300 for four or more. Check the portal for the current fee.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download your e-card. After verification and approval, your DDSSY health card is ready to download.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Show the card at admission. At an empanelled hospital, it is your ticket to cashless treatment for covered procedures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ask about the procedure. Before treatment starts, ask the help desk whether your treatment is on the list of 447.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save a copy of the card. Keep it on your phone and on a family member\u2019s phone too.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Stuck somewhere? Call the DDSSY card helpdesk at +91-8882988000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want the full picture before you register? The CoverSure<\/span><a href=\"https:\/\/unfold.coversure.in\/state-health-schemes\"> <span style=\"font-weight: 400;\">State Health Scheme Calculator<\/span><\/a><span style=\"font-weight: 400;\"> shows what Goa\u2019s scheme gives your family next to other states, in under a minute. Handy when one branch of the family is in Panaji and another in Pune.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to register? Go straight to the source. Registration and renewal run on the<\/span><a href=\"https:\/\/goaonline.gov.in\"> <span style=\"font-weight: 400;\">official Goa Online portal<\/span><\/a><span style=\"font-weight: 400;\">. It is the one place where the rules are final, so bookmark it before the next \u201cnew limit\u201d forward lands in the family group.<\/span><\/p>\n<h2><b>Five things the card won\u2019t tell you<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The card is simple. The rules behind it have a few corners worth knowing.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The limit depends on family size. A family of three gets up to \u20b94 lakh. A family of four or more gets up to \u20b96 lakh. Either way, the limit is shared by the whole family.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Only 447 procedures count. The scheme pays for listed procedures at empanelled hospitals. Treatment outside the list may not be covered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The card needs renewing. Fees apply annually. Put the renewal in your calendar so cashless access does not lapse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Residency and category rules apply. You need five years of residence in Goa, and central or state government employees covered by medical reimbursement schemes are not eligible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rules can change. The cover itself was revised in May 2026. Your private policy, by contrast, is a contract with written terms. Keep it.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Already have a private policy sitting next to your DDSSY card? Do not let it renew on autopilot. For \u20b999, a<\/span><a href=\"https:\/\/policycheck.coversure.in\/?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=blog&amp;utm_id=1\"> <span style=\"font-weight: 400;\">Policy Health Check<\/span><\/a><span style=\"font-weight: 400;\"> scans it on 30+ parameters, from room-rent limits to co-pays, against 1,500+ plans in the market. It helps whether you are about to buy, still in your free-look period, or holding a policy you last read in 2019. If the renewal date is close, start at CoverSure\u2019s<\/span><a href=\"https:\/\/www.coversure.in\/insurance-renewal\"> <span style=\"font-weight: 400;\">insurance renewal page<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your e-card deserves a better home than a screenshot between the beach photos. Add your state scheme to your CoverSure<\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"> <span style=\"font-weight: 400;\">insurance portfolio<\/span><\/a><span style=\"font-weight: 400;\"> next to your health, life and motor policies. Then switch on<\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"> <span style=\"font-weight: 400;\">Family Share<\/span><\/a><span style=\"font-weight: 400;\"> so your sister in Mapusa can pull up the card details when you are at the hospital in Panaji.<\/span><\/p>\n<h2><b>DDSSY vs a private health policy: where each one wins<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">DDSSY is generous on eligibility. It still works differently from a private plan. Neither is \u201cbetter\u201d across the board. They are built for different jobs.<\/span><\/p>\n<p><b>Where DDSSY shines<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open to residents of five years or more, irrespective of income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher cover for larger families, up to \u20b96 lakh a year.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cashless by design for covered procedures at empanelled hospitals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Selected hospitals outside Goa, such as in Mumbai and Bengaluru, can be part of the network.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can top up with higher cover by paying an additional premium.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A low annual fee compared with the cover on offer.<\/span><\/li>\n<\/ul>\n<p><b>Where a private policy usually has the edge<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Breadth of cover. DDSSY pays for a list of 447 procedures. A private plan covers eligible hospitalisation more broadly, subject to terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choice of hospital. Private plans often work across large national networks, not just the scheme\u2019s empanelled list.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Room and comfort. Private plans let you pick room categories, depending on the plan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Actual bills, not fixed limits. Private plans pay real eligible costs, subject to terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add-ons and bonuses. Restoration, cumulative bonus and other optional benefits are common in private plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contract certainty. A private policy comes with written renewal terms. A government scheme\u2019s rules can change with notifications.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tax benefit. Private health premiums can qualify under Section 80D (old tax regime; please verify current limits).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The smart move is rarely \u201ceither-or\u201d. It is DDSSY as your base, with a private plan or super top-up sized to fill the gaps.<\/span><\/p>\n<h2><b>Is \u20b96 lakh enough for a Goan family?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For a family with an occasional hospital visit, \u20b96 lakh is a solid cushion. The question gets harder with older parents and big procedures, because the limit is fixed for the year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meet the Fernandes family (a made-up family, with made-up but realistic-looking numbers). They live in Margao. Five people share one card: grandmother, two parents and two children, which puts them in the \u20b96 lakh band.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>What happened this year (hypothetical)<\/b><\/td>\n<td><b>Amount used from the \u20b96 lakh<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Father\u2019s bypass surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b93.5 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Grandmother\u2019s knee replacement<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91.8 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Younger child\u2019s appendix surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b90.6 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Left for the rest of the year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b90.1 lakh<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Nothing in this example is unusual. Three procedures and the year\u2019s limit is nearly gone. A family of three with a \u20b94 lakh limit would feel this even sooner. Three more things shrink the cushion in real life:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Treatment outside the list of 447. Anything beyond the listed procedures may need a different payer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A hospital that is not empanelled. Check the list before a planned admission, not on the way there.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical inflation. Treatment costs tend to rise over the years, so a fixed limit buys a little less each year.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">None of this makes DDSSY weak. It makes it a base layer. The useful question is how much your family needs on top of it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not sure how big your gap is? The<\/span><a href=\"https:\/\/www.coversure.in\/riskcalculator\"> <span style=\"font-weight: 400;\">CoverRisk Calculator<\/span><\/a><span style=\"font-weight: 400;\"> weighs your income, life stage, dependants and liabilities, then tells you whether you are underinsured, overinsured or balanced. Free, quick, and no obligation to buy. It takes less time than explaining to your tio why his procedure is not on the list.<\/span><\/p>\n<h2><b>Who is eligible for the Deen Dayal Swasthya Seva Yojana?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Short answer: almost everyone who has made Goa home for five years. As per the scheme details we reviewed, these groups qualify:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Residents of Goa who have lived in the state for at least five years<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A family that includes the eligible person, spouse, dependent unmarried children and dependent parents or in-laws<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">There is no income test. Coverage applies irrespective of income or socio-economic category, subject to the residency rule.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Who does not qualify: central and state government employees and their families who are covered by the government\u2019s medical reimbursement scheme.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Documents you need: proof of residency and identity documents for the family members, as listed on the Goa Online portal.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One thing to verify yourself: if you moved to Goa recently, or your residence proof is thin, check the five-year rule with the helpdesk at +91-8882988000 before you pay the fee.<\/span><\/p>\n<h2><b>DDSSY Goa at a glance<\/b><\/h2>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Detail<\/b><\/td>\n<td><b>Deen Dayal Swasthya Seva Yojana (Goa)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Run by<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Government of Goa, Health Department<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cover<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u20b94 lakh a year (up to 3 members); up to \u20b96 lakh a year (4 or more members); no claim above \u20b96 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Revised<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Notification dated 29 May 2026, in force with immediate effect<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitals<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Empanelled hospitals in Goa and selected locations outside Goa<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Treatments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">447 listed medical procedures, including hospitalisation, surgeries, diagnostics and medicines<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Who qualifies<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Residents of 5+ years; income not a criterion<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Excluded<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Central and state government employees covered by medical reimbursement<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Fees<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9200 (up to 3 members) or \u20b9300 (4 or more), per the scheme details we reviewed<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Where to enrol<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Goa Online portal (goaonline.gov.in)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Card<\/span><\/td>\n<td><span style=\"font-weight: 400;\">DDSSY e-card<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Main limitations<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Shared family limit, 447 procedures only, empanelled hospitals only, annual renewal<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Helpdesk<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-8882987909<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Official website<\/span><\/td>\n<td><a href=\"http:\/\/goaonline.gov.in\"><span style=\"font-weight: 400;\">goaonline.gov.in<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Comparing Goa with a neighbouring state? The<\/span><a href=\"https:\/\/unfold.coversure.in\/state-health-schemes\"><span style=\"font-weight: 400;\"> State Health Scheme Calculator<\/span><\/a><span style=\"font-weight: 400;\"> lines them up side by side. And for insurance explained without the jargon hangover,<\/span><a href=\"https:\/\/unfold.coversure.in\/\"><span style=\"font-weight: 400;\"> Unfold<\/span><\/a><span style=\"font-weight: 400;\"> has more plain-English explainers.<\/span><\/p>\n<h2><b>Quick answers (FAQs)<\/b><\/h2>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>What is the Deen Dayal Swasthya Seva Yojana?<\/b><span style=\"font-weight: 400;\"> Goa\u2019s state health insurance scheme. It gives eligible resident families cashless treatment at empanelled hospitals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>How much is the DDSSY cover now?<\/b><span style=\"font-weight: 400;\"> Up to \u20b94 lakh a year for a family of up to three members, and up to \u20b96 lakh for four or more. No claim can exceed \u20b96 lakh a year.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Who is eligible for DDSSY in Goa?<\/b><span style=\"font-weight: 400;\"> Residents who have lived in Goa for at least five years, irrespective of income. Central and state government employees covered by medical reimbursement are not eligible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>How do I apply for the DDSSY card online?<\/b><span style=\"font-weight: 400;\"> Register on goaonline.gov.in, fill in the application with family details, pay the fee and download your e-card after approval.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Is there an income limit?<\/b><span style=\"font-weight: 400;\"> No. Eligibility depends on residency, not income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Is the \u20b96 lakh per person or per family?<\/b><span style=\"font-weight: 400;\"> Per family, per year. Everyone on the card shares it.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Should I keep my private health policy if I have DDSSY?<\/b><span style=\"font-weight: 400;\"> Usually, yes. DDSSY works as a strong base. A private plan adds hospital choice, wider cover and a higher limit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u201cHey Google, what is the DDSSY helpdesk number in Goa?\u201d<\/b><span style=\"font-weight: 400;\"> You can call +91-8882988000.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Your e-card handles the hospital. We handle the paperwork brain-fog.<\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"> <span style=\"font-weight: 400;\">Download the CoverSure app<\/span><\/a><span style=\"font-weight: 400;\"> to keep every policy in one place, set renewal reminders and reach help through<\/span><a href=\"https:\/\/www.coversure.in\/SoS\"> <span style=\"font-weight: 400;\">SOS<\/span><\/a><span style=\"font-weight: 400;\"> when things go sideways.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>QUICK GIST The Deen Dayal Swasthya Seva Yojana (DDSSY) is Goa\u2019s state health insurance scheme. It gives eligible families cashless hospital treatment, and a notification dated 29 May 2026 raised the annual cover to \u20b94 lakh for families of up to three members and \u20b96 lakh for families of four or more. No claim can [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[124],"class_list":["post-1809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-state-health-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.6 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deen Dayal Swasthya Seva Yojana Goa: \u20b96 Lakh Cover<\/title>\n<meta name=\"description\" content=\"Goa\u2019s DDSSY now gives families \u20b94 lakh or \u20b96 lakh cashless cover a year. 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