{"id":1829,"date":"2026-11-05T14:01:03","date_gmt":"2026-11-05T14:01:03","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1829"},"modified":"2026-11-13T11:46:39","modified_gmt":"2026-11-13T11:46:39","slug":"blog-health-insurance-ma-yojana-pmjay-ma-gujarat","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ma-yojana-pmjay-ma-gujarat\/","title":{"rendered":"What is the Mukhyamantri Amrutam (MA) Yojana in Gujarat?"},"content":{"rendered":"\n\n\n\n\n
QUICK GIST<\/b><\/th>\n<\/tr>\n<\/thead>\n
Gujarat’s Mukhyamantri Amrutam (MA) Yojana, launched in 2012 for families below the poverty line, now runs together with Ayushman Bharat as PMJAY-MA. Since 11 July 2023, the scheme’s cover has been \u20b910 lakh per family per year, double the earlier \u20b95 lakh. Treatment is cashless at empanelled government and private hospitals. Eligible groups include BPL families, families with annual income up to \u20b94 lakh, senior citizens in families earning up to \u20b96 lakh, ASHA workers, accredited reporters, and Class 3 and Class 4 state employees on fixed pay. PM-JAY beneficiary families are part of the combined scheme too. To enrol, you typically show identity proof, address proof and a BPL or income certificate, then complete verification for your card. The scheme is fully government-funded, so there’s no premium.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

MA Yojana Is Now \u20b910 Lakh: Gujarat’s PMJAY-MA Card, Who Qualifies, and Where Private Cover Still Helps<\/b><\/h2>\n

The number on your old MA card is probably out of date<\/b><\/h3>\n

If you got an MA card a few years ago, there’s a good chance you still think of it as a \u20b95 lakh card. Plenty of people do. Brochures, old forwards and even some articles online still say so.<\/span><\/p>\n

Here’s the update: from 11 July 2023, Gujarat doubled the cover under its combined PMJAY-MA scheme to <\/span>\u20b910 lakh per family per year<\/b>. That puts Gujarat among the most generous states in the country.<\/span><\/p>\n

The scheme has also travelled a long way from its 2012 roots. It started for BPL families, expanded to low and middle-income households, and then merged with Ayushman Bharat.<\/span><\/p>\n

This blog cuts through the name changes. Who’s in, how you use it, and what to think about beyond it.<\/span><\/p>\n\n\n\n
Surat business, Ahmedabad parents, Vadodara in-laws, and three different insurance stories?<\/b> Book a call with us<\/span><\/a> and we’ll help you line them up. We can’t promise a thali, but we do promise clarity.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n

MA, MAV, PMJAY-MA: one scheme, three names<\/b><\/h3>\n

The names can be confusing, so here’s the short history:<\/span><\/p>\n