{"id":1860,"date":"2026-11-05T19:57:17","date_gmt":"2026-11-05T19:57:17","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1860"},"modified":"2026-11-13T11:46:37","modified_gmt":"2026-11-13T11:46:37","slug":"blog-health-insurance-mhis-megha-health-insurance-scheme-meghalaya","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-mhis-megha-health-insurance-scheme-meghalaya\/","title":{"rendered":"What is the Megha Health Insurance Scheme in Meghalaya?"},"content":{"rendered":"\n\n\n\n\n
QUICK GIST<\/b><\/th>\n<\/tr>\n<\/thead>\n
The Megha Health Insurance Scheme (MHIS) is Meghalaya’s universal health insurance scheme. It covers all residents of Meghalaya except state and central government employees, regardless of income or family size. MHIS runs together with Ayushman Bharat PM-JAY. Since Phase 5 started on 1 September 2022, the cover has been \u20b95.30 lakh per family per year on a floater basis, up from \u20b95 lakh. Phase 6, from 2023, describes cover for hospitalisation, outpatient care, diagnostics and follow-up treatment. Treatment is cashless at empanelled hospitals, including hospitals outside the state through the PM-JAY network. Enrolment is free at district kiosks, Common Service Centres and MHIS enrolment camps, with Aadhaar, proof of residency and biometric verification. Helpline: 1800-102-4762.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

MHIS Meghalaya: How the Abode of Clouds Built a Health Scheme for Almost Everyone<\/b><\/h2>\n

Universal means universal (almost)<\/b><\/h3>\n

Most state schemes in this series draw a line somewhere: a ration card colour, an income slab, a survey list. Meghalaya drew its line in one place only. If you’re a resident and not a government employee, you’re in.<\/span><\/p>\n

That’s the Megha Health Insurance Scheme. It started years before Ayushman Bharat and now runs alongside it, giving families \u20b95.30 lakh of cashless cover a year.<\/span><\/p>\n

For a state where many villages are hours from a big hospital, that kind of universal cover matters. But universal doesn’t mean automatic. You still need to enrol.<\/span><\/p>\n

Here’s how MHIS works and how to make the most of it.<\/span><\/p>\n\n\n\n
Shillong parents, a cousin in the Garo Hills and you in Bengaluru?<\/b> Keeping track of everyone’s cover gets complicated. <\/span>Book a call with us<\/span><\/a> and we’ll help you sort it out. Faster than Police Bazar traffic on a Saturday.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n

What MHIS gives you<\/b><\/h3>\n