{"id":1866,"date":"2026-11-06T10:20:20","date_gmt":"2026-11-06T10:20:20","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1866"},"modified":"2026-11-06T10:20:20","modified_gmt":"2026-11-06T10:20:20","slug":"blog-health-insurance-ayushman-bharat-delhi-10-lakh","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-delhi-10-lakh\/","title":{"rendered":"What is Ayushman Bharat Delhi?"},"content":{"rendered":"\n\n\n\n\n
QUICK GIST<\/b><\/th>\n<\/tr>\n<\/thead>\n
Delhi joined Ayushman Bharat PM-JAY on 5 April 2025, when the Delhi government signed an MoU with the Union Health Ministry, becoming the 35th state or UT to implement it. Eligible families get \u20b95 lakh a year from the central scheme, plus a \u20b95 lakh top-up from the Delhi government, for a total of \u20b910 lakh per family per year. The scheme was expected to benefit over 6.5 lakh families, about 30 lakh people, plus around 6 lakh senior citizens aged 70 and above, who are covered under Ayushman Vay Vandana regardless of income. Card distribution began on 10 April 2025. Treatment is cashless for secondary and tertiary hospitalisation at empanelled hospitals, with more than 30,000 empanelled hospitals across India. You can check eligibility on the PM-JAY beneficiary portal or the Ayushman app.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ayushman Bharat in Delhi: \u20b910 Lakh Cover, the 70+ Rule, and What Every Dilliwala Family Should Check<\/b><\/h2>\n

The capital finally joins the club<\/b><\/h3>\n

For years, Ayushman Bharat ran in almost every state except a handful. Delhi was one of the last to join. That changed on 5 April 2025.<\/span><\/p>\n

And Delhi didn’t just join. It added its own \u20b95 lakh on top of the central \u20b95 lakh, so eligible families now have up to \u20b910 lakh a year.<\/span><\/p>\n

There’s a second big change too. Every Delhi resident aged 70 or above can get Ayushman Vay Vandana cover, whatever their income.<\/span><\/p>\n

If you live in Delhi, or your parents do, here’s what that means.<\/span><\/p>\n\n\n\n
Juggling your parents’ Vay Vandana card, your office policy and a 10-year-old family floater?<\/b> Delhi traffic is enough stress. <\/span>Book a call with us <\/span><\/a>and we’ll sort out how they fit together. Chhole bhature not included.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n

What Ayushman Bharat gives in Delhi<\/b><\/h3>\n\n\n\n\n\n\n
Who<\/span><\/th>\nCover<\/span><\/th>\n<\/tr>\n<\/thead>\n
Eligible PM-JAY families<\/span><\/td>\n\u20b95 lakh (central) + \u20b95 lakh (Delhi top-up) = \u20b910 lakh per family per year<\/span><\/td>\n<\/tr>\n
Residents aged 70+<\/span><\/td>\nAyushman Vay Vandana cover, regardless of income (check the portal for whether Delhi’s top-up applies)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n