{"id":1875,"date":"2026-11-06T10:43:46","date_gmt":"2026-11-06T10:43:46","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1875"},"modified":"2026-11-06T10:43:46","modified_gmt":"2026-11-06T10:43:46","slug":"blog-health-insurance-ayushman-bharat-bihar-ration-card","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/","title":{"rendered":"What is Ayushman Bharat Bihar?"},"content":{"rendered":"<table>\n<thead>\n<tr>\n<th><b>QUICK GIST<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">In February 2024, the Bihar cabinet extended Ayushman Bharat PM-JAY to all ration card holders covered under the National Food Security Act (NFSA). Eligible families get cashless treatment of up to \u20b95 lakh per family per year at empanelled government and private hospitals, with no premium. Reports describe the state-funded extension as the Bihar Mukhyamantri Jan Arogya Yojana. During a special campaign from 2 March 2024, Ayushman cards were issued to about 1.03 crore families in six days, on top of roughly 1.2 crore families already covered. Families identified under SECC 2011 remain covered. Seniors aged 70 and above can also get the national Ayushman Vay Vandana card. You can check eligibility at beneficiary.nha.gov.in, and card creation is free.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Ayushman Bharat in Bihar: Your Ration Card Is Now Your Health Card (Here&#8217;s How to Use It)<\/b><\/h2>\n<h3><b>From 5 kg of rice to \u20b95 lakh of cover<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In Bihar, the NFSA ration card has long meant one thing for most families: subsidised grain every month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In 2024, it started meaning something else too. The state decided that every NFSA ration card family would get Ayushman Bharat&#8217;s \u20b95 lakh cashless cover. In a six-day drive in March 2024, over one crore families got their cards.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That&#8217;s a lot of new cards. But a card in the drawer only helps if your family knows how to use it at the hospital counter. That&#8217;s what this blog is for.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><b>Patna job, Siwan parents, and an Ayushman card sitting in a tin box?<\/b><span style=\"font-weight: 400;\"> Let&#8217;s make sure it actually works when you need it. <\/span><a href=\"https:\/\/www.coversure.in\/?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=blog&amp;utm_id=1#bookacall\"><span style=\"font-weight: 400;\">Book a call with us. <\/span><\/a><span style=\"font-weight: 400;\">Quicker than the Gandhi Setu at rush hour.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h3><b>What the scheme gives Bihar families<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u20b95 lakh per family per year,<\/b><span style=\"font-weight: 400;\"> floater basis.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cashless treatment<\/b><span style=\"font-weight: 400;\"> at empanelled government and private hospitals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pre-existing conditions covered from day one,<\/b><span style=\"font-weight: 400;\"> as under PM-JAY.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Portable across India<\/b><span style=\"font-weight: 400;\"> at PM-JAY hospitals, useful for families with members working in other states.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>No premium, and card creation is free.<\/b><\/li>\n<\/ul>\n<table>\n<thead>\n<tr>\n<th><b>Have a private plan too?<\/b> <a href=\"https:\/\/www.coversure.in\/knowyourpolicy\"><span style=\"font-weight: 400;\">Know Your Policy<\/span><\/a><span style=\"font-weight: 400;\"> translates it into plain language: benefits, limits, waiting periods and exclusions. Then you&#8217;ll know whether it&#8217;s adding anything on top of your Ayushman card.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h3><b>How to get your Ayushman card in Bihar<\/b><\/h3>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Keep documents ready:<\/b><span style=\"font-weight: 400;\"> Aadhaar and your NFSA ration card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Check eligibility<\/b><span style=\"font-weight: 400;\"> at beneficiary.nha.gov.in by selecting Bihar.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Visit a CSC or the Ayushman Mitra desk<\/b><span style=\"font-weight: 400;\"> at an empanelled hospital.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Complete e-KYC<\/b><span style=\"font-weight: 400;\"> and get your card generated.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Show the card at admission<\/b><span style=\"font-weight: 400;\"> for cashless treatment.<\/span><\/li>\n<\/ol>\n<p><b>Remember:<\/b><span style=\"font-weight: 400;\"> card creation is free. No one should charge you for it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Helplines: <\/span><b>14555<\/b><span style=\"font-weight: 400;\"> (national). Seniors 70+: <\/span><b>1800-110-770<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><b>Want to check your name right now?<\/b><span style=\"font-weight: 400;\"> Go to the <\/span><a href=\"https:\/\/beneficiary.nha.gov.in\/\"><span style=\"font-weight: 400;\">official PM-JAY beneficiary portal<\/span><\/a><span style=\"font-weight: 400;\">. It&#8217;s faster than waiting for the next camp in your block.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<thead>\n<tr>\n<th><b>Family in Bihar, Jharkhand and UP?<\/b><span style=\"font-weight: 400;\"> The <\/span><a href=\"https:\/\/unfold.coversure.in\/state-health-schemes\"><span style=\"font-weight: 400;\">CoverSure State Health Scheme Calculator<\/span><\/a><span style=\"font-weight: 400;\"> compares all three schemes.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h3><b>What Bihar families should know<\/b><\/h3>\n<p><b>A card isn&#8217;t the same as knowing how to use it.<\/b><span style=\"font-weight: 400;\"> Know which hospital is empanelled near you, and keep the card and Aadhaar where the family can find them.<\/span><\/p>\n<p><b>Your ration card details matter.<\/b><span style=\"font-weight: 400;\"> If a family member&#8217;s name or Aadhaar link is wrong on the ration card, verification can stall.<\/span><\/p>\n<p><b>Hospital stays only.<\/b><span style=\"font-weight: 400;\"> Routine OPD visits and check-ups generally aren&#8217;t covered.<\/span><\/p>\n<p><b>Check the hospital first.<\/b><span style=\"font-weight: 400;\"> Empanelment can change. A quick call to 14555 before planned treatment helps.<\/span><\/p>\n<p><b>Seniors need a separate card.<\/b><span style=\"font-weight: 400;\"> People aged 70+ register separately for the Vay Vandana card.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><b>Paying for a private policy while your parents have an Ayushman card?<\/b><span style=\"font-weight: 400;\"> A <\/span><a href=\"https:\/\/policycheck.coversure.in\/?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=blog&amp;utm_id=1\"><span style=\"font-weight: 400;\">Policy Health Check<\/span><\/a><span style=\"font-weight: 400;\"> reviews your policy across 30+ parameters for \u20b999, against 1,500+ plans. See whether it&#8217;s working with Ayushman or just duplicating it.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<thead>\n<tr>\n<th><b>Ayushman card in the village, office policy in Bengaluru, bike insurance in your WhatsApp?<\/b> <a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"><span style=\"font-weight: 400;\">Add your state scheme to your CoverSure insurance portfolio<\/span><\/a><span style=\"font-weight: 400;\"> and keep the whole family&#8217;s cover in one place. Turn on <\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"><span style=\"font-weight: 400;\">Family Share<\/span><\/a><span style=\"font-weight: 400;\"> so your parents can show the card details even if you&#8217;re 1,500 km away.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h3><b>Ayushman Bharat (Bihar) vs a private health plan<\/b><\/h3>\n<p><b>What the scheme does well<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u20b95 lakh free<\/b><span style=\"font-weight: 400;\"> for all NFSA ration card families.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Huge reach,<\/b><span style=\"font-weight: 400;\"> with crores of families now carded.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Portable across India,<\/b><span style=\"font-weight: 400;\"> helpful for migrant workers and their families.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Day-one cover<\/b><span style=\"font-weight: 400;\"> for pre-existing conditions.<\/span><\/li>\n<\/ul>\n<p><b>Where a private plan usually adds more<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Open to families outside NFSA.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Higher sums insured<\/b><span style=\"font-weight: 400;\"> beyond \u20b95 lakh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Actual bills paid,<\/b><span style=\"font-weight: 400;\"> subject to terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Room choice, restoration and cumulative bonus.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tax benefit<\/b><span style=\"font-weight: 400;\"> under Section 80D in the old tax regime (please verify current limits).<\/span><\/li>\n<\/ul>\n<h3><b>When \u20b95 lakh is shared by a big family<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Meet the Kushwahas of Muzaffarpur (a hypothetical family; numbers are illustrative). Eight people share one card.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">Event in the year (hypothetical)<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Used from the \u20b95 lakh<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Father&#8217;s heart surgery at an empanelled Patna hospital<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92.8 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Daughter-in-law&#8217;s C-section<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b940,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Son&#8217;s treatment after a workplace injury in Delhi (via portability)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91.3 lakh<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Left for the rest of the year<\/b><\/td>\n<td><b>\u20b950,000<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The card travelled with the son to Delhi, which helped. Travel, stay and regular medicines still came out of pocket.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><b>Underinsured, overinsured or balanced?<\/b><span style=\"font-weight: 400;\"> The <\/span><a href=\"https:\/\/www.coversure.in\/riskcalculator\"><span style=\"font-weight: 400;\">CoverRisk Calculator<\/span><\/a><span style=\"font-weight: 400;\"> weighs your income, life stage, dependants and liabilities and gives you a clear answer. Free and quick.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h3><b>Who is eligible?<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>All NFSA ration card families in Bihar<\/b><span style=\"font-weight: 400;\"> (since the February 2024 cabinet decision).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Families identified under SECC 2011<\/b><span style=\"font-weight: 400;\"> for PM-JAY.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Seniors aged 70+,<\/b><span style=\"font-weight: 400;\"> through the national Ayushman Vay Vandana card, regardless of income.<\/span><\/li>\n<\/ul>\n<p><b>Documents:<\/b><span style=\"font-weight: 400;\"> Aadhaar and NFSA ration card.<\/span><\/p>\n<h3><b>At a glance<\/b><\/h3>\n<table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">Detail<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Ayushman Bharat PM-JAY in Bihar<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Extension<\/span><\/td>\n<td><span style=\"font-weight: 400;\">All NFSA ration card families, approved February 2024<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">State name (reported)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Bihar Mukhyamantri Jan Arogya Yojana<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cover<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b95 lakh per family per year<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Card drive<\/span><\/td>\n<td><span style=\"font-weight: 400;\">About 1.03 crore families carded in six days from 2 March 2024<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hospitals<\/span><\/td>\n<td><span style=\"font-weight: 400;\">PM-JAY empanelled hospitals across India<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premium<\/span><\/td>\n<td><span style=\"font-weight: 400;\">None; card creation is free<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Main limitations<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NFSA-linked eligibility, ration card data accuracy, no OPD, empanelled hospitals only<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Helplines<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14555; seniors 1800-110-770<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Official website<\/span><\/td>\n<td><a href=\"https:\/\/beneficiary.nha.gov.in\/\"><span style=\"font-weight: 400;\">beneficiary.nha.gov.in<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<thead>\n<tr>\n<th><b>Rather swipe than read? Same.<\/b><span style=\"font-weight: 400;\"> Bihar&#8217;s Ayushman rules and card steps in a quick LinkedIn carousel. <\/span><a href=\"https:\/\/www.linkedin.com\/posts\/coversurein_ayushman-bharat-pm-jay-bihar-activity-7488235637569978368-g9ij?utm_source=li_share&amp;utm_content=feedcontent&amp;utm_medium=g_dt_web&amp;utm_campaign=copy\"><span style=\"font-weight: 400;\">Swipe through it on CoverSure&#8217;s LinkedIn<\/span><\/a><span style=\"font-weight: 400;\"> and forward it to the family group before chhath.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h3><b>Quick answers (FAQs)<\/b><\/h3>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Can ration card holders get an Ayushman card in Bihar?<\/b><span style=\"font-weight: 400;\"> Yes. All NFSA ration card families are covered since 2024.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>How much cover does it give?<\/b><span style=\"font-weight: 400;\"> \u20b95 lakh per family per year.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Is the Ayushman card free in Bihar?<\/b><span style=\"font-weight: 400;\"> Yes. No one should charge you for card creation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>How do I check eligibility?<\/b><span style=\"font-weight: 400;\"> At beneficiary.nha.gov.in, selecting Bihar.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Can I use it outside Bihar?<\/b><span style=\"font-weight: 400;\"> Yes, at PM-JAY hospitals across India.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Are seniors covered?<\/b><span style=\"font-weight: 400;\"> People aged 70+ can get a Vay Vandana card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Is OPD covered?<\/b><span style=\"font-weight: 400;\"> No.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>&#8220;Hey Google, what&#8217;s the Ayushman helpline?&#8221;<\/b><span style=\"font-weight: 400;\"> Call 14555.<\/span><\/li>\n<\/ol>\n<table>\n<thead>\n<tr>\n<th><b>Ayushman handles the hospital. CoverSure handles everything else.<\/b> <a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"><span style=\"font-weight: 400;\">Download the CoverSure app<\/span><\/a><span style=\"font-weight: 400;\"> for policy storage, <\/span><a href=\"https:\/\/www.coversure.in\/insurance-renewal\"><span style=\"font-weight: 400;\">renewal<\/span><\/a><span style=\"font-weight: 400;\"> reminders and <\/span><a href=\"https:\/\/www.coversure.in\/SoS\"><span style=\"font-weight: 400;\">SOS<\/span><\/a><span style=\"font-weight: 400;\"> alerts.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p><span style=\"font-weight: 400;\">Next up: Puducherry. <\/span><a href=\"https:\/\/coversure.onelink.me\/40Yt\/blog\"><span style=\"font-weight: 400;\">Subscribe to the CoverSure newsletter<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>QUICK GIST In February 2024, the Bihar cabinet extended Ayushman Bharat PM-JAY to all ration card holders covered under the National Food Security Act (NFSA). Eligible families get cashless treatment of up to \u20b95 lakh per family per year at empanelled government and private hospitals, with no premium. Reports describe the state-funded extension as the [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1876,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[124],"class_list":["post-1875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-state-health-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.6 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ayushman Bharat Bihar: \u20b95 Lakh Free Cover for Ration Card Holders<\/title>\n<meta name=\"description\" content=\"Bihar extended Ayushman Bharat&#039;s \u20b95 lakh cashless cover to all NFSA ration card families in 2024. Who qualifies, card steps, pros and gaps.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Ayushman Bharat Bihar?\" \/>\n<meta property=\"og:description\" content=\"Bihar extended Ayushman Bharat&#039;s \u20b95 lakh cashless cover to all NFSA ration card families in 2024. Who qualifies, card steps, pros and gaps.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\" \/>\n<meta property=\"og:site_name\" content=\"CoverSure\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/coversurein\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-06T10:43:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1020\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"CoverSure\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@coversure_in\" \/>\n<meta name=\"twitter:site\" content=\"@coversure_in\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CoverSure\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\"},\"author\":{\"name\":\"CoverSure\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/52e83a00886cb24342f641ad6de07083\"},\"headline\":\"What is Ayushman Bharat Bihar?\",\"datePublished\":\"2026-11-06T10:43:46+00:00\",\"dateModified\":\"2026-11-06T10:43:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\"},\"wordCount\":1130,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg\",\"keywords\":[\"state health insurance\"],\"articleSection\":[\"Health insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\",\"url\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\",\"name\":\"Ayushman Bharat Bihar: \u20b95 Lakh Free Cover for Ration Card Holders\",\"isPartOf\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg\",\"datePublished\":\"2026-11-06T10:43:46+00:00\",\"dateModified\":\"2026-11-06T10:43:46+00:00\",\"description\":\"Bihar extended Ayushman Bharat's \u20b95 lakh cashless cover to all NFSA ration card families in 2024. Who qualifies, card steps, pros and gaps.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage\",\"url\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg\",\"contentUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg\",\"width\":2400,\"height\":1020,\"caption\":\"Ayushman Bharat Bihar\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.coversure.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Health insurance\",\"item\":\"https:\/\/www.coversure.in\/blog\/category\/health-insurance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What is Ayushman Bharat Bihar?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#website\",\"url\":\"https:\/\/www.coversure.in\/blog\/\",\"name\":\"CoverSure\",\"description\":\"Get set to redefine your insurance experience with our best in class insurance solutions that guarantee you peace of mind.\",\"publisher\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.coversure.in\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#organization\",\"name\":\"Claycove23 Insurance Tech Private Limited\",\"url\":\"https:\/\/www.coversure.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png\",\"contentUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png\",\"width\":982,\"height\":162,\"caption\":\"Claycove23 Insurance Tech Private Limited\"},\"image\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/coversurein\",\"https:\/\/x.com\/coversure_in\",\"https:\/\/www.instagram.com\/coversure_in\/\",\"https:\/\/www.youtube.com\/@CoverSure_In\",\"https:\/\/www.linkedin.com\/company\/coversurein\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/52e83a00886cb24342f641ad6de07083\",\"name\":\"CoverSure\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d8b9be718377c470f1ad2d0093094d0371cd642805d875f6d73a61f5251c982e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d8b9be718377c470f1ad2d0093094d0371cd642805d875f6d73a61f5251c982e?s=96&d=mm&r=g\",\"caption\":\"CoverSure\"},\"sameAs\":[\"http:\/\/www.coversure.in\"],\"url\":\"https:\/\/www.coversure.in\/blog\/author\/coversure\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ayushman Bharat Bihar: \u20b95 Lakh Free Cover for Ration Card Holders","description":"Bihar extended Ayushman Bharat's \u20b95 lakh cashless cover to all NFSA ration card families in 2024. Who qualifies, card steps, pros and gaps.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/","og_locale":"en_US","og_type":"article","og_title":"What is Ayushman Bharat Bihar?","og_description":"Bihar extended Ayushman Bharat's \u20b95 lakh cashless cover to all NFSA ration card families in 2024. Who qualifies, card steps, pros and gaps.","og_url":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/","og_site_name":"CoverSure","article_publisher":"https:\/\/www.facebook.com\/coversurein","article_published_time":"2026-11-06T10:43:46+00:00","og_image":[{"width":2400,"height":1020,"url":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg","type":"image\/jpeg"}],"author":"CoverSure","twitter_card":"summary_large_image","twitter_creator":"@coversure_in","twitter_site":"@coversure_in","twitter_misc":{"Written by":"CoverSure","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#article","isPartOf":{"@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/"},"author":{"name":"CoverSure","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/52e83a00886cb24342f641ad6de07083"},"headline":"What is Ayushman Bharat Bihar?","datePublished":"2026-11-06T10:43:46+00:00","dateModified":"2026-11-06T10:43:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/"},"wordCount":1130,"commentCount":0,"publisher":{"@id":"https:\/\/www.coversure.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg","keywords":["state health insurance"],"articleSection":["Health insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/","url":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/","name":"Ayushman Bharat Bihar: \u20b95 Lakh Free Cover for Ration Card Holders","isPartOf":{"@id":"https:\/\/www.coversure.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage"},"image":{"@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg","datePublished":"2026-11-06T10:43:46+00:00","dateModified":"2026-11-06T10:43:46+00:00","description":"Bihar extended Ayushman Bharat's \u20b95 lakh cashless cover to all NFSA ration card families in 2024. Who qualifies, card steps, pros and gaps.","breadcrumb":{"@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#primaryimage","url":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg","contentUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2026\/11\/AYUSHMAN-BHARAT-PM-JAY-BIHAR.jpg","width":2400,"height":1020,"caption":"Ayushman Bharat Bihar"},{"@type":"BreadcrumbList","@id":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-bihar-ration-card\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.coversure.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Health insurance","item":"https:\/\/www.coversure.in\/blog\/category\/health-insurance\/"},{"@type":"ListItem","position":3,"name":"What is Ayushman Bharat Bihar?"}]},{"@type":"WebSite","@id":"https:\/\/www.coversure.in\/blog\/#website","url":"https:\/\/www.coversure.in\/blog\/","name":"CoverSure","description":"Get set to redefine your insurance experience with our best in class insurance solutions that guarantee you peace of mind.","publisher":{"@id":"https:\/\/www.coversure.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coversure.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.coversure.in\/blog\/#organization","name":"Claycove23 Insurance Tech Private Limited","url":"https:\/\/www.coversure.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png","contentUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png","width":982,"height":162,"caption":"Claycove23 Insurance Tech Private Limited"},"image":{"@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/coversurein","https:\/\/x.com\/coversure_in","https:\/\/www.instagram.com\/coversure_in\/","https:\/\/www.youtube.com\/@CoverSure_In","https:\/\/www.linkedin.com\/company\/coversurein\/"]},{"@type":"Person","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/52e83a00886cb24342f641ad6de07083","name":"CoverSure","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d8b9be718377c470f1ad2d0093094d0371cd642805d875f6d73a61f5251c982e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d8b9be718377c470f1ad2d0093094d0371cd642805d875f6d73a61f5251c982e?s=96&d=mm&r=g","caption":"CoverSure"},"sameAs":["http:\/\/www.coversure.in"],"url":"https:\/\/www.coversure.in\/blog\/author\/coversure\/"}]}},"_links":{"self":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts\/1875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/comments?post=1875"}],"version-history":[{"count":1,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts\/1875\/revisions"}],"predecessor-version":[{"id":1877,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts\/1875\/revisions\/1877"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/media\/1876"}],"wp:attachment":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/media?parent=1875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/categories?post=1875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/tags?post=1875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}