{"id":1881,"date":"2026-11-06T12:02:19","date_gmt":"2026-11-06T12:02:19","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=1881"},"modified":"2026-11-06T12:02:19","modified_gmt":"2026-11-06T12:02:19","slug":"blog-health-insurance-ayushman-bharat-lakshadweep","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/health-insurance\/blog-health-insurance-ayushman-bharat-lakshadweep\/","title":{"rendered":"What is the Ayushman Bharat Scheme in Lakshadweep?"},"content":{"rendered":"\n\n\n\n\n
QUICK GIST<\/strong><\/th>\n<\/tr>\n<\/thead>\n
In Lakshadweep, Ayushman Bharat PM-JAY gives eligible families cashless hospital cover of up to \u20b95 lakh per family per year. The national census list covered only 1,425 families in the UT. Lakshadweep’s administration extended cover to about 10,895 more families at its own cost, in convergence with its Dweep Suraksha Yojana, bringing total coverage to roughly 12,300 families. The scheme runs in trust mode. Because specialist care on the islands is limited, PM-JAY’s national portability matters a lot: cardholders can use empanelled hospitals anywhere in India, such as on the mainland. Cover is for defined secondary and tertiary hospitalisation packages, not routine OPD. Seniors aged 70+ can also get the national Vay Vandana card. Helpline: 14555.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ayushman Bharat in Lakshadweep: When Your Nearest Big Hospital Is a Boat Ride Away<\/b><\/h2>\n

Island life, mainland hospitals<\/b><\/h3>\n

On most of Lakshadweep’s islands, serious treatment means one thing: getting to the mainland. That’s a journey by ship or helicopter, often to Kochi.<\/span><\/p>\n

That’s why health cover here works differently in practice. It isn’t just about how much the scheme pays. It’s about whether your card works where you’ll actually be treated.<\/span><\/p>\n

Ayushman Bharat in Lakshadweep does. And the UT administration has stretched it far beyond the original census list, to thousands more island families.<\/span><\/p>\n

Here’s what that means.<\/span><\/p>\n\n\n\n
Parents in Kavaratti, you working in Kochi?<\/b> You’re probably already the family’s medical coordinator. <\/span>Book a call with us<\/span><\/a> and we’ll help you plan cover that works across the water.<\/span><\/th>\n<\/tr>\n<\/thead>\n<\/table>\n

What Ayushman Bharat covers in Lakshadweep<\/b><\/h3>\n