{"id":807,"date":"2024-08-29T06:33:19","date_gmt":"2024-08-29T06:33:19","guid":{"rendered":"https:\/\/www.coversure.in\/blog\/?p=807"},"modified":"2024-08-30T06:07:32","modified_gmt":"2024-08-30T06:07:32","slug":"family-floater-vs-individual-health-insurance-what-to-buy","status":"publish","type":"post","link":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/","title":{"rendered":"Family Floater Vs Individual Health Insurance: What To Buy?"},"content":{"rendered":"\n

Imagine you’re planning a vacation with your friends and their families. You’re deciding between renting a shared villa or booking separate hotel rooms. The villa lets everyone stay together, sharing amenities and costs, which works well for families with similar needs. In contrast, individual hotel rooms give each family their own space and resources, tailored to their specific preferences. Similarly, when it comes to health insurance, you have two choices: family floater vs individual health insurance. <\/p>\n\n\n\n

A family floater policy covers the entire family under one plan, sharing the coverage amount. On the other hand, individual health insurance policies offer separate coverage for each person. In this article, we\u2019ll explore these options in detail, helping you make an informed decision.<\/p>\n\n\n\n

What Is Family Floater Health Insurance?<\/strong><\/h2>\n\n\n\n

A family floater health insurance policy allows all family members to share a single coverage under one policy. Essentially, it’s a single policy that covers everyone. For example, if you, your wife, and your son are all covered under a family floater policy, and both your wife and son need to be hospitalized after a minor accident, the policy would cover the hospitalization expenses for both of them.<\/p>\n\n\n\n

Advantages Of Family Floater Health Insurance<\/strong><\/h2>\n\n\n\n

A family floater health insurance policy offers several significant benefits:<\/p>\n\n\n\n

    \n
  • Coverage Is Shared<\/strong><\/li>\n<\/ul>\n\n\n\n

    The policy provides a large pool of coverage that can be shared among all family members. If one member incurs substantial hospital expenses, the entire coverage amount can be used for their treatment.<\/p>\n\n\n\n

      \n
    • Easy To Manage<\/strong><\/li>\n<\/ul>\n\n\n\n

      With a family floater, you only need to manage one policy for all your family members. This means you’ll pay a single premium each year, reducing the risk of missing payments and having your policy lapse. <\/p>\n\n\n\n

      Disadvantages Of Family Floater Health Insurance<\/strong><\/h2>\n\n\n\n

      Here are some of the drawbacks of buying a family floater health insurance –<\/p>\n\n\n\n

        \n
      • No Coverage Left For Others<\/strong><\/li>\n<\/ul>\n\n\n\n

        If one person in the family uses up the entire coverage amount, especially with a low sum insured, the rest of the family will have no coverage left for the rest of the year. To avoid this issue, it’s crucial to choose a higher coverage amount to ensure there’s enough for everyone.<\/p>\n\n\n\n

          \n
        • Expensive With Large Age Gaps<\/strong><\/li>\n<\/ul>\n\n\n\n

          The cost of a family floater policy is determined by the age of the eldest member. This means that if there’s a significant age difference among family members, the premiums can become quite high. Additionally, older family members are more likely to require hospitalisation and incur larger medical expenses, which increases the risk of the entire coverage being exhausted by the eldest member, leaving the younger ones without coverage.<\/p>\n\n\n\n

          What Is Individual Health Insurance?<\/strong><\/h2>\n\n\n\n

          Individual health insurance is designed to cover just one person. If you purchase an individual health insurance policy for yourself, only you can make claims under that policy. If another family member needs hospitalization, their expenses won\u2019t be covered by your individual policy.<\/p>\n\n\n\n

          Advantages Of Individual Health Insurance<\/strong><\/h2>\n\n\n\n

          A key benefit of individual health insurance is:<\/p>\n\n\n\n

          Coverage Is Separate<\/strong><\/h3>\n\n\n\n

          With an individual policy, the sum insured is dedicated solely to you. This means that if you or any family member has a chronic condition requiring multiple hospitalizations, each person\u2019s coverage remains unaffected by the claims of others. Having individual health insurance ensures that one family member\u2019s medical expenses won\u2019t deplete the coverage available to others.<\/p>\n\n\n\n

          Disadvantages Of Individual Health Insurance Plans<\/strong><\/h2>\n\n\n\n

          Here are the drawbacks of individual health insurance plans –<\/p>\n\n\n\n

            \n
          • Difficult To Manage Multiple Policies<\/strong><\/li>\n<\/ul>\n\n\n\n

            Maintaining individual policies for each family member means handling multiple premiums, due dates, and terms, which can be quite inconvenient. For example, if you have a family of four and each member has an individual policy, you would need to track and manage four separate policies, each with its own renewal date and conditions. This increases the chances of missing a payment or misunderstanding the terms, which can lead to policy lapses or inadequate coverage.<\/p>\n\n\n\n

              \n
            • Risk Of Underutilised Coverage<\/strong><\/li>\n<\/ul>\n\n\n\n

              Individual policies restrict the sum insured to one person, which can result in less overall coverage for each family member compared to a family floater. This means each person has their own limited coverage, potentially leaving them underinsured in case of significant medical expenses.<\/p>\n\n\n\n

              Now that you’re familiar with the benefits and drawbacks of both family floater and individual health insurance policies, let’s explore how to choose the right type of coverage for your needs.<\/p>\n\n\n\n

              Family Floater Or Individual Health Insurance – Which One Should You Buy?<\/strong><\/h2>\n\n\n\n

              Consider a family floater health insurance if:<\/p>\n\n\n\n

                \n
              • Most of your family members are young and there is a small age gap between them.<\/li>\n\n\n\n
              • None of your family members have chronic illnesses.<\/li>\n\n\n\n
              • Only one person in your family wants to claim tax benefits under Section 80D.<\/li>\n<\/ul>\n\n\n\n

                Opt for individual health insurance policies if:<\/p>\n\n\n\n

                  \n
                • There is a significant age gap among your family members.<\/li>\n\n\n\n
                • One or more family members have chronic medical conditions.<\/li>\n\n\n\n
                • Multiple family members want to claim tax benefits under Section 80D.<\/li>\n<\/ul>\n\n\n\n

                  Let\u2019s Wrap Up!<\/strong><\/h2>\n\n\n\n

                  Choosing between a family floater and individual health insurance depends on your and your family’s unique needs and circumstances. A family floater policy can be a cost-effective and convenient option for families with young members and minimal age gaps, offering shared coverage and simplified management. However, for families with significant age differences or chronic health conditions, individual health insurance policies provide tailored coverage, ensuring that one member’s medical expenses do not deplete the coverage available to others. By carefully considering these factors, you can make a well-informed decision that best protects your family’s health and financial well-being.<\/p>\n","protected":false},"excerpt":{"rendered":"

                  Imagine you’re planning a vacation with your friends and their families. You’re deciding between renting a shared villa or booking separate hotel rooms. The villa lets everyone stay together, sharing amenities and costs, which works well for families with similar needs. In contrast, individual hotel rooms give each family their own space and resources, tailored […]<\/p>\n","protected":false},"author":2,"featured_media":808,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[33,7,5],"tags":[71,68,44,70],"class_list":["post-807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coversure","category-health-insurance","category-insurance-basics","tag-family-floater-health-insurance","tag-family-floater-insurance","tag-health-insurance","tag-individual-health-insurance"],"yoast_head":"\nFamily Floater vs Individual Health Insurance- CoverSure<\/title>\n<meta name=\"description\" content=\"Family floater vs individual health insurance - Explore their differences and make an informed decision for your family's coverage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Family Floater Vs Individual Health Insurance: What To Buy?\" \/>\n<meta property=\"og:description\" content=\"Family floater vs individual health insurance - Explore their differences and make an informed decision for your family's coverage.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\" \/>\n<meta property=\"og:site_name\" content=\"CoverSure\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/coversurein\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-29T06:33:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-30T06:07:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1344\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Swati Gusain\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@coversure_in\" \/>\n<meta name=\"twitter:site\" content=\"@coversure_in\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Swati Gusain\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\"},\"author\":{\"name\":\"Swati Gusain\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/92e22c113a6fe840852bc6172c14214f\"},\"headline\":\"Family Floater Vs Individual Health Insurance: What To Buy?\",\"datePublished\":\"2024-08-29T06:33:19+00:00\",\"dateModified\":\"2024-08-30T06:07:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\"},\"wordCount\":953,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg\",\"keywords\":[\"family floater health insurance\",\"family floater insurance\",\"health insurance\",\"individual health insurance\"],\"articleSection\":[\"CoverSure\",\"Health insurance\",\"Insurance basics\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\",\"url\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\",\"name\":\"Family Floater vs Individual Health Insurance- CoverSure\",\"isPartOf\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg\",\"datePublished\":\"2024-08-29T06:33:19+00:00\",\"dateModified\":\"2024-08-30T06:07:32+00:00\",\"description\":\"Family floater vs individual health insurance - Explore their differences and make an informed decision for your family's coverage.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage\",\"url\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg\",\"contentUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg\",\"width\":2560,\"height\":1344},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.coversure.in\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"CoverSure\",\"item\":\"https:\/\/www.coversure.in\/blog\/category\/coversure\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Family Floater Vs Individual Health Insurance: What To Buy?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#website\",\"url\":\"https:\/\/www.coversure.in\/blog\/\",\"name\":\"CoverSure\",\"description\":\"Get set to redefine your insurance experience with our best in class insurance solutions that guarantee you peace of mind.\",\"publisher\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.coversure.in\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#organization\",\"name\":\"Claycove23 Insurance Tech Private Limited\",\"url\":\"https:\/\/www.coversure.in\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png\",\"contentUrl\":\"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png\",\"width\":982,\"height\":162,\"caption\":\"Claycove23 Insurance Tech Private Limited\"},\"image\":{\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/coversurein\",\"https:\/\/x.com\/coversure_in\",\"https:\/\/www.instagram.com\/coversure_in\/\",\"https:\/\/www.youtube.com\/@CoverSure_In\",\"https:\/\/www.linkedin.com\/company\/coversurein\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/92e22c113a6fe840852bc6172c14214f\",\"name\":\"Swati Gusain\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/69964016c7b71ecbe114993352b4b1cf4e67f27cbc2ea886c74c9599bcaf5468?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/69964016c7b71ecbe114993352b4b1cf4e67f27cbc2ea886c74c9599bcaf5468?s=96&d=mm&r=g\",\"caption\":\"Swati Gusain\"},\"url\":\"https:\/\/www.coversure.in\/blog\/author\/swati\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Family Floater vs Individual Health Insurance- CoverSure","description":"Family floater vs individual health insurance - Explore their differences and make an informed decision for your family's coverage.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/","og_locale":"en_US","og_type":"article","og_title":"Family Floater Vs Individual Health Insurance: What To Buy?","og_description":"Family floater vs individual health insurance - Explore their differences and make an informed decision for your family's coverage.","og_url":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/","og_site_name":"CoverSure","article_publisher":"https:\/\/www.facebook.com\/coversurein","article_published_time":"2024-08-29T06:33:19+00:00","article_modified_time":"2024-08-30T06:07:32+00:00","og_image":[{"width":2560,"height":1344,"url":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg","type":"image\/jpeg"}],"author":"Swati Gusain","twitter_card":"summary_large_image","twitter_creator":"@coversure_in","twitter_site":"@coversure_in","twitter_misc":{"Written by":"Swati Gusain","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#article","isPartOf":{"@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/"},"author":{"name":"Swati Gusain","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/92e22c113a6fe840852bc6172c14214f"},"headline":"Family Floater Vs Individual Health Insurance: What To Buy?","datePublished":"2024-08-29T06:33:19+00:00","dateModified":"2024-08-30T06:07:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/"},"wordCount":953,"commentCount":0,"publisher":{"@id":"https:\/\/www.coversure.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg","keywords":["family floater health insurance","family floater insurance","health insurance","individual health insurance"],"articleSection":["CoverSure","Health insurance","Insurance basics"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/","url":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/","name":"Family Floater vs Individual Health Insurance- CoverSure","isPartOf":{"@id":"https:\/\/www.coversure.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage"},"image":{"@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg","datePublished":"2024-08-29T06:33:19+00:00","dateModified":"2024-08-30T06:07:32+00:00","description":"Family floater vs individual health insurance - Explore their differences and make an informed decision for your family's coverage.","breadcrumb":{"@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#primaryimage","url":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg","contentUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2024\/08\/Blog-images-August-09-scaled.jpg","width":2560,"height":1344},{"@type":"BreadcrumbList","@id":"https:\/\/www.coversure.in\/blog\/coversure\/family-floater-vs-individual-health-insurance-what-to-buy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.coversure.in\/blog\/"},{"@type":"ListItem","position":2,"name":"CoverSure","item":"https:\/\/www.coversure.in\/blog\/category\/coversure\/"},{"@type":"ListItem","position":3,"name":"Family Floater Vs Individual Health Insurance: What To Buy?"}]},{"@type":"WebSite","@id":"https:\/\/www.coversure.in\/blog\/#website","url":"https:\/\/www.coversure.in\/blog\/","name":"CoverSure","description":"Get set to redefine your insurance experience with our best in class insurance solutions that guarantee you peace of mind.","publisher":{"@id":"https:\/\/www.coversure.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.coversure.in\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.coversure.in\/blog\/#organization","name":"Claycove23 Insurance Tech Private Limited","url":"https:\/\/www.coversure.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png","contentUrl":"https:\/\/www.coversure.in\/blog\/wp-content\/uploads\/2025\/07\/Primary-@1x.png","width":982,"height":162,"caption":"Claycove23 Insurance Tech Private Limited"},"image":{"@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/coversurein","https:\/\/x.com\/coversure_in","https:\/\/www.instagram.com\/coversure_in\/","https:\/\/www.youtube.com\/@CoverSure_In","https:\/\/www.linkedin.com\/company\/coversurein\/"]},{"@type":"Person","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/92e22c113a6fe840852bc6172c14214f","name":"Swati Gusain","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.coversure.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/69964016c7b71ecbe114993352b4b1cf4e67f27cbc2ea886c74c9599bcaf5468?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/69964016c7b71ecbe114993352b4b1cf4e67f27cbc2ea886c74c9599bcaf5468?s=96&d=mm&r=g","caption":"Swati Gusain"},"url":"https:\/\/www.coversure.in\/blog\/author\/swati\/"}]}},"_links":{"self":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts\/807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/comments?post=807"}],"version-history":[{"count":1,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts\/807\/revisions"}],"predecessor-version":[{"id":809,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/posts\/807\/revisions\/809"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/media\/808"}],"wp:attachment":[{"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/media?parent=807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/categories?post=807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.coversure.in\/blog\/wp-json\/wp\/v2\/tags?post=807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}