Save BIG on Your
Insurance Renewals.

Save 5-16%* on renewal of ANY policy on CoverSure app. Enjoy NO LIMIT on payment via Amazon Pay wallet. Pay in 1 tap - no need to add details manually.

1 Tap
To renew any policy
5-16%
CC rewards earned
58+
Insurers supported
Scan QR code to download CoverSure insurance renewal app

Scan with your phone camera

Download CoverSure Free
πŸ’°
Save on Renewals
5-16% CC rewards
⚑
One Tap Payment
10 seconds flat
πŸ›‘οΈ
Never Miss Renewal
Smart reminders

Recommended By

DoBaniyeDesiDimeCCGeekTechnoFinoPointsPerksPicksBusiness Today
Real People. Real Savings.

Don't Take Our Word For It

See what the credit card rewards community and finance influencers are saying about CoverSure renewals.

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DB
Do Baniye
@DoBaniye
πŸ’‘ Amazon Pay Balance Not Working for Insurance on Amazon? Use the CoverSure App!

A friend paid β‚Ή28,577 LIC premium through CoverSure using Amazon Pay Balance: smooth and successful! 🎯
#InsuranceHack
View on X β†’
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DD
DesiDime
@desi_dime
πŸ›‘ Amazon Pay stopped accepting gift cards for LIC premiums.

Community found the workaround: Coversure app. ~1.18% fee. Works with: Amazon Wallet, most insurers. πŸ’³
#CommunityApproved
View on X β†’
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AK
Akash (CCGeek)
@ccg33k
πŸ’‘ Pay Insurance Premiums via Amazon Pay & Earn Rewards!

CoverSure - Amazon Pay, no fee. 10% Atlas, up to 16% Infinia returns. Your premium is a rewards machine! πŸš€
#CCRewards
View on X β†’
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GY
Gajender Yadav
@imYadav31
Amazon ruined the game for insurance payments. β‚Ή25K cap, extra charges, reward chasers left heartbroken.

But then came @coversure_in as a savior ✨️ Insurance game sorted 😎
#CoverSureSavior
View on X β†’
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PP
PointsPerksPicks
@pointperkspicks
Most people lose β‚Ή5K+ every year in missed CC rewards on insurance.

Fix: CoverSure + Amazon Pay. Open CoverSure β†’ Renew β†’ Fetch premium β†’ Pay via Amazon Pay. Full rewards, zero hassle.
#RewardHack
View on X β†’
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PP
PointsPerksPicks
@pointperkspicks
πŸ’³ We get 25% returns on insurance bill payments using the right credit card strategy. Indirect payment via Amazon Vouchers + wallet platforms like CoverSure = insane value.
#CreditCardRewards
View on X β†’
4 Simple Steps

How to Save Big on Your Insurance Renewals*

Turn your boring insurance premium into a rewards-earning machine.

1

Download CoverSure

Install the free app and add your insurance policies. CoverSure auto-fetches your policy details. Takes 2 minutes.

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2

Buy Amazon Pay Vouchers

Buy Amazon Pay vouchers from voucher platforms (e.g. Gyftr, SmartBuy as per your credit card) using a high-reward credit card like Infinia or Atlas. Load the voucher into your Amazon Pay wallet. This is where the magic happens.

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3

Tap β€œRenew” on CoverSure

When renewal is due, tap Renew. Select Amazon Pay as payment. No policy numbers, no OTP. One tap.

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4

Earn 5-16% Rewards

Your premium earns credit card rewards automatically. On β‚Ή50K premium, that is β‚Ή2,500 to β‚Ή8,000 back!

*Rewards depend on your credit card and voucher platform

Savings That Stack Up

Your Premium is a Rewards Machine

See how much you can earn back on real premiums by following the steps above - buy vouchers with a rewards credit card, load Amazon Pay, and pay on CoverSure.

Health Insurance (Family Floater)
β‚Ή30,000 premium
β‚Ή4,800
Back with Infinia (16%)
LIC Annual Premium
β‚Ή50,000 premium
β‚Ή5,000
Back with Atlas (10%)
Car Insurance (Comprehensive)
β‚Ή15,000 premium
β‚Ή750
Back with SBI Cashback (5%)
Without CoverSure
Insurer Website
With
CoverSure
Enter policy number ❌
Auto-filled βœ“
Enter DOB/details ❌
Already known βœ“
Wait for OTP ❌
No OTP needed βœ“
Select plan/amount ❌
Pre-selected βœ“
Limited payment options ❌
Amazon Pay + UPI + Cards βœ“
5-10 minutes ❌
10 seconds βœ“
No CC reward stacking ❌
Up to 16% rewards βœ“
58+ Insurers

Works With All Major Insurance Companies

Pay renewal premiums for any insurance company in India. Life, health, motor, and more.

LICHDFC ErgoICICI PrudentialStar HealthBajaj AllianzMax LifeSBI LifeTata AIANiva BupaAditya Birla HealthNew India AssuranceKotak LifeHDFC LifeCare HealthGo DigitAckoRoyal SundaramBharti AXA

...and 40+ more insurers across life, health, and motor categories.

Got Questions?

Frequently Asked Questions

How does CoverSure help me save money on insurance renewals?+
CoverSure allows you to pay premiums of any amount while using Amazon Pay wallet (capped at β‚Ή25,000 by other platforms). The trick to maximize your saving: load your Amazon Pay balance using a high-reward credit card (like HDFC Infinia, Axis Atlas, etc.). When you load via these cards, you earn reward points/miles/cashback ranging from 5% to 16% depending on the card. On a β‚Ή50,000 premium, you could earn β‚Ή2,500 to β‚Ή8,000 back!

CoverSure charges the lowest convenience fee (~1% + GST) which adds to the saving.
Which insurers are supported for renewal payments?+
CoverSure supports 58+ insurance companies in India, including all major life insurers (LIC, HDFC Life, ICICI Prudential, Max Life, SBI Life, Tata AIA, Kotak Life), health insurers (Star Health, Niva Bupa, Care Health, Aditya Birla Health, HDFC Ergo), motor insurers (Bajaj Allianz, New India, Go Digit, Acko, Royal Sundaram), and many more.
Is there a limit on premium amounts I can pay?+
You can pay ANY amount. CoverSure allows you to pay premiums of any amount via options like Credit Card, Wallets, or Debit. There is NO CAP on insurance premium payment via Amazon Pay Wallet on CoverSure, while other platforms usually cap this at β‚Ή25,000.
What are the convenience fees?+
CoverSure charges approximately 1% + GST (around 1.18% total) as a convenience fee. This is significantly lower than the rewards you earn. Even a basic cashback card gives 1.5-2% back, and premium cards give 5-16%. You always come out ahead.
How fast does the payment reflect with my insurer?+
Most payments reflect within 2-4 business days. For LIC, usually 2 business days. We recommend paying at least 3-5 business days before your policy expiry date.
What if my payment gets stuck or fails?+
If payment fails, the amount is refunded to your original source within 3-5 business days. If successful on CoverSure but not reflecting with the insurer, email care@coversure.in with your transaction ID. We resolve queries within 24 hours on business days.
Why not pay directly on the insurer’s website?+
You can! But you miss: (1) Most insurer sites don’t accept Amazon Pay, so no reward stacking. (2) You must enter policy number, DOB, OTP every time. (3) No unified view of all policies. (4) No smart renewal reminders. CoverSure already has your data, so it is one tap. Plus Amazon Pay + CC combo earns more than our convenience fee.
Is CoverSure IRDAI registered? Is it safe?+
Yes. CoverSure is operated by Claycove23 Insurance Tech Pvt. Ltd., an IRDAI registered Corporate Agent (Composite) with Reg No. CA0894 (valid till 9th Jan 2027). CIN: U74999MH2022PTC396393. Data encrypted, strict no-spam policy, never sold to third parties.

Learn More About Insurance Renewals

Detailed guides for each insurer, renewal process, grace periods, and more.

Insurer-Wise Renewal

Renew Insurance by Insurer

Select your insurer below to learn how to renew your policy quickly through CoverSure.

LIC Insurance Renewal+

LIC Policy Renewal Online via CoverSure

Renewing your LIC policy online has never been easier. Whether it is a term plan, endowment, or money-back policy, CoverSure lets you complete your LIC insurance renewal in just one tap. No need to visit a branch or struggle with the LIC portal.

Many policyholders miss their LIC premium payment due date simply because the process is confusing. With CoverSure, your policy details are already saved. Just open the app, tap renew, and pay via Amazon Pay wallet, UPI, or card. You can even earn 5-16% credit card rewards on your LIC premium.

Worried about the LIC renewal grace period? Most LIC policies offer a 30-day grace period for yearly premiums. If your policy has lapsed, CoverSure can guide you through the revival process. Download CoverSure and never miss an LIC renewal again.

HDFC Ergo Insurance Renewal+

HDFC Ergo Policy Renewal Online

Looking to renew your HDFC Ergo health insurance or HDFC Ergo car insurance? CoverSure makes it simple. Your policy number, coverage details, and renewal amount are pre-loaded in the app. Just tap and pay.

The HDFC Ergo renewal process on their website requires you to enter your policy number, date of birth, verify via OTP, and then select your payment method. On CoverSure, all of that is skipped. One tap, done in 10 seconds.

HDFC Ergo typically offers a 30-day grace period for health insurance renewals. To avoid any break in coverage, set up renewal reminders on CoverSure. You can also pay via Amazon Pay and earn credit card rewards on every HDFC Ergo premium payment.

ICICI Prudential Insurance Renewal+

ICICI Prudential Policy Renewal Online

Whether you hold an ICICI Prudential life insurance plan or a ULIP, renewing on time is critical. CoverSure stores your ICICI Prudential policy details and sends you timely reminders before the due date.

The traditional ICICI Prudential renewal process involves logging into their portal, entering policy details, and navigating multiple screens. With CoverSure, your renewal is pre-configured. Just tap pay.

ICICI Prudential offers a grace period of 15-30 days depending on policy type. Download CoverSure and renew your ICICI Prudential policy in seconds while earning rewards.

Star Health Insurance Renewal+

Star Health Policy Renewal Online

Star Health insurance renewal is one of the most searched queries in India. Star Health is the largest standalone health insurer, and millions of families depend on it. CoverSure makes renewing your Star Health policy effortless.

Instead of visiting the Star Health website and entering policy number, verifying OTP, CoverSure does all the heavy lifting. Your Star Health policy renewal details are already saved. One tap to renew.

Star Health provides a 30-day grace period for renewals. Renew early with CoverSure and earn 5-16% rewards on your health insurance premium.

Bajaj Allianz Insurance Renewal+

Bajaj Allianz Policy Renewal Online

Need to renew your Bajaj Allianz car insurance, bike insurance, or health policy? CoverSure supports all Bajaj Allianz products for one-tap renewal. No forms, no OTP, no manual data entry.

The Bajaj Allianz renewal process on their portal involves multiple steps including vehicle details verification. CoverSure already has all this information.

Bajaj Allianz offers a grace period of up to 90 days for motor insurance. For health, 30 days. Renew through CoverSure and save time plus earn credit card rewards.

Niva Bupa Health Insurance Renewal+

Niva Bupa Policy Renewal Online

Niva Bupa health insurance renewal (formerly Max Bupa) is now easier than ever with CoverSure. Whether you have a Reassure, Health Companion, or GoActive plan, renew in one tap.

The standard Niva Bupa renewal process requires policy number entry and personal detail verification. CoverSure eliminates all these steps.

Niva Bupa provides a 30-day grace period. Renewing within this window preserves your continuity benefits and no-claim bonus. Download CoverSure to get smart reminders.

Tata AIA Life Insurance Renewal+

Tata AIA Policy Renewal Online

Renewing your Tata AIA life insurance policy on time ensures your family’s financial protection stays intact. CoverSure supports all Tata AIA plans.

With CoverSure, all your Tata AIA policy details are already stored. Just tap renew and pay.

Tata AIA offers a grace period of 15-30 days. Avoid the hassle by setting up renewal reminders on CoverSure.

Max Life Insurance Renewal+

Max Life Policy Renewal Online

Max Life insurance renewal can be completed in seconds on CoverSure. Whether you hold a Smart Secure Plus, Online Term Plan, or any other Max Life product.

CoverSure reduces the multi-step Max Life portal process to a single tap since your policy data is already saved.

Max Life provides a grace period of 30 days for annual premium policies. Download CoverSure for timely reminders and one-tap payment with rewards.

SBI Life Insurance Renewal+

SBI Life Policy Renewal Online

SBI Life insurance renewal is a priority for millions of Indian policyholders. CoverSure supports all SBI Life policy renewals.

CoverSure simplifies the multi-step MySBILife portal to one tap with pre-loaded policy data.

SBI Life offers a grace period of 15-30 days. Renewing through CoverSure lets you earn credit card rewards of 5-16% on every premium payment.

Care Health Insurance Renewal+

Care Health Policy Renewal Online

Care Health insurance renewal (formerly Religare Health) is quick and simple on CoverSure. Whether you have a Care plan, Care Freedom, or Care Supreme policy.

CoverSure skips the multi-step Care Health portal since your health insurance renewal details are already stored.

Care Health provides a 30-day grace period. Use CoverSure to get advance reminders and pay your premium while earning rewards.

Renewal Guide

Insurance Renewal Guide for India (2026)

Everything you need to know about renewing your insurance policies on time and saving money.

Why Timely Insurance Renewal Matters

Renewing your insurance policy before the expiry date is one of the most important financial habits you can build. Whether it is health insurance renewal, life insurance renewal, or car insurance renewal online, a lapse in coverage can leave you and your family exposed to significant financial risk.

Insurance Renewal FAQs

Common Questions About Insurance Renewal

Answers to the most searched questions about renewing insurance in India.

What happens if my insurance policy expires?+
If your insurance expires without renewal, the consequences vary by type. For health insurance, you lose accumulated waiting period benefits and NCB resets. For life insurance, the policy lapses. For motor insurance, driving without insurance is illegal. Use an insurance reminder app like CoverSure.
Can I renew my insurance after the expiry date?+
Yes, most insurers allow insurance renewal after expiry within a grace period. Health: 30 days. Life: 15-30 days. Motor: no grace period but can renew with NCB loss. Set up reminders on CoverSure.
What is the grace period for insurance renewal in India?+
Health insurance - 30 days. Life insurance - 15-30 days based on premium frequency. Motor insurance - no formal grace period, renewal within 90 days requires inspection. Always renew before expiry.
How can I renew my insurance policy online instantly?+
The fastest way: (1) Download CoverSure. (2) Add your policies. (3) Tap Renew when due. (4) Pay via Amazon Pay/UPI/card. Takes 10 seconds vs 5-10 minutes on insurer websites.
Can I renew insurance without my policy number?+
On most insurer websites, no. On CoverSure, your details are pre-stored so you effectively renew without entering any policy number. Just tap and pay.
How do I check my insurance expiry date?+
Use an insurance management app like CoverSure. It shows expiry dates for all your policies in one dashboard and sends smart reminders 30 days before expiry.
Is it better to renew or buy new insurance?+
Usually renewing is better. It preserves waiting period benefits, NCB accumulates, no fresh medical underwriting. Buy new only if significantly better coverage is available at lower price. Use CoverSure’s CoverPro to compare.
Which app is best for insurance renewal in India?+
CoverSure - 58+ insurers, one-tap renewal, Amazon Pay with no cap, 5-16% CC rewards, smart reminders, IRDAI registered (CA0894). Recommended by DesiDime, TechnoFino, and CC reward experts.

Ready to Renew the Smart Way?

Join thousands of Indians who stopped paying insurance the hard way. Download CoverSure, add your policies, and start saving from your very next renewal.

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