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CoverSure

At CoverSure, we help your insurance cover you without gaps.

  • 4 lakhFamilies trust us
  • ISO 27001Certified & secure
  • 4.8Average rating

Free · 30 seconds · No sign-up

Understand your insurance policy, before it costs you

  • Room rent caps
  • Co-payment clauses
  • Waiting periods
  • What is excluded

Select your insurer. Finally understand your policy.

Your insurer
Your plan

Plan rating

Add your policy to know more

Partners & associations

  • HDFC Life
  • HDFC ERGO
  • Tata AIG
  • Star Health Insurance
  • United India Insurance
  • Digit Life Insurance
  • ManipalCigna Health Insurance
  • Bajaj Allianz
  • Future Generali
  • ICICI Prudential Life Insurance
  • Tata AIA Life Insurance
  • Digit Insurance
  • Aditya Birla Health Insurance
  • Care Health Insurance
  • Niva Bupa Health Insurance
  • Royal Sundaram General Insurance
  • Mintifi
  • Kedaara
  • Dar Credit & Capital
  • Mara Kifestyle (ARKS)
  • Zydus Wellness
  • Driefcase
  • TimBuckDo
  • VentureSoul Partners
  • Rikalp Capital
  • Highway Delite
  • Khazanah Nasional
  • Glass Wings
  • SRNG Finance
  • Protean
  • ENAM
  • BriskPe
  • Fundly
How it works

You'll use your policy 5 times. We show up for all 5.

Most insurers show up for 1.

01  Understand

Know how much cover you and your family need.

We turn your income, dependents, city and loans into one number.

Calculate my risk cover
Risk meter
0 / 100
Covered today. Worth checking again tomorrow.
Your risk profile
Cover you hold
₹5L
Cover you need
₹4L
This gap is what most families discover too late.
Age
34
Dependants
Spouse, 1 child, both parents
City
Bengaluru · metro hospital rates
Loans in your name
₹28,00,000 outstanding
02  Buy

Cover sized to your risk, not an agent's target.

Only what fits your number. No upselling.

Show my recommended cover
An agent pushing a policy across the table while a couple looks unconvinced
The usual sales pitch“Trust me na, bas le lijiye. No number, no reasoning, just pressure.”
A CoverSure advisor showing a risk analysis on screen to a couple
With CoverSure“₹37L income protection gap. That's the real problem. The rider can wait.”
03  Manage

Every policy you own, in one place.

Add my policy
Add your policy
We already know where most people's policies are hiding. Let's check yours.
MSync Gmail
0Policies
Found
0Family
Members
More ways to add a policy
Your Health Plan · Family floater
47 pages, already read for you
Filed and findable, under your name
04  Renew

Renew, reduce, or stop paying for cover you don't need.

We flag it before it lapses and tell you if it still fits.

Renew my policy
Get Reminders — four policies with renewal dates and Pay buttonsEarn Rewards — 50 CoverCoins added for renewal, balance 500Real Savings — payment successful, you saved ₹400 with CoverSure PRO
05  Claim

One named person who argues with the insurer for you.

Hospital, insurer, Ombudsman if needed. You stay with your family.

Get claim support now
Atul SharmaExperience12 yearsClient served2,000+
Connect your relationship manager
FreeDedicated Relationship ManagerWorth of₹ 1,299
FreeWellness BenefitsWorth of₹ 2,999
FreeHospitalization CashWorth of₹ 500/day
FreeAfterlife SupportWorth of₹ 2,499
FreeZero Charges on RenewalsWorth of₹ 2,500
FreeRenewal CheckpointWorth of₹ 499
FreeMedical & Vehicle EmergencyWorth of₹ 299
₹999 / yearinstead of ₹10,000
Why Indians don't trust insurance

₹20,062 Cr

in unclaimed insurance money sits with Indian insurers today.

Most people use a fraction of what they pay for. CoverSure users use most of it.

Typically

11%understand what they hold

  • 100 buy a policy
  • 11 can say what it covers
  • 4 told their family it exists

With CoverSure

74%of what you pay for, actually used

  • Every policy, one place
  • Your family can see it too
  • Every line, in your words
  • The benefits you didn't know you had

How we make this possible

  • We read it, not you

    Same day it arrives, said back the way you'd actually explain it.

  • Nobody here earns more if you buy more

    Salaried advisors, same advice either way.

  • We're still here after the sale

    Renewals, benefits, claims, the part that actually matters happens years later.

Unclaimed figure: IRDAI, financial year 2023–24. All other figures on this page are placeholders pending final numbers — nothing here goes live unsourced.

Unbiased advisory

Unbiased advice. It doesn't get better when you spend more.

  • IRDAI registered

    Reg. no. CA0894, with a grievance route past us.

  • Salaried advisors

    Nobody's pay depends on what you pick.

  • We'll tell you to buy less

    Over insured or paying twice, we'll say so before you find out the hard way.

Group health insurance for businesses

Your people are covered. Most don't trust it enough to use it.

  • Group health insurance

    Every employee and their family gets it explained the way they'd explain it to each other, not the way the policy does.

    Health · Term · Personal accident

  • Gifting

    Skip the hamper. Give insurance cover instead, to your team, their parents, or your business partners.

    Diwali · Onboarding · Milestones

  • Partnerships

    Build policy understanding into your own product, so what you sell gets used, not filed away.

    Platforms · Fintechs · Distributors

Explore business solutions →

No switching required. We work with the insurance policy you already have.

CoverSure vs other options

Other ways exist.
Here's where each one gives up.

CoverSureA comparison siteYour insurer's appA policy vault
Explains your policy in plain words
Yes
No
No
No
Works with what you already own
Yes
No
own only
Yes
Tells your family what you hold
Yes
No
No
No
Warns you before it lapses
Yes
No
Yes
reminder
Runs your claim, end to end
Yes
No
partial
No
Advice from someone not paid on commission
Yes
No
No
No

Free toolsUnfold by CoverSure

No sign-up, no strings.

Bring us the policy you don't trust. We'll read it today.

What it covers, what it skips, who to call. Before the day's out.

Add your policy

Free to start · Works with any insurer