Debunking the Insurance Myth: Having Insurance ≠ Being 100% Insured

AI OVERVIEW Having an insurance policy does not mean you are fully protected. Coverage is conditional: what gets paid depends on your sum insured versus your real risk, and on clauses like room rent limits, co-payment, sub-limits, deductibles, waiting periods, exclusions, and consumables. Many Indians are also under-insured because they rely on employer covers that […]