HDFC ERGO Health Insurance vs Niva Bupa Health Insurance: Which One Actually Has Your Back?

QUICK GISTÂ Which is better, HDFC ERGO or Niva Bupa? On claims metrics, HDFC ERGO is ahead: a 97% Claim Settlement Ratio, an 82% Incurred Claim Ratio, and 9.28 complaints per 10,000 claims, one of the lowest figures in the industry. It is a multi-line general insurer backed by HDFC Bank, and its Optima Secure […]