Maximize Credit Card Rewards with Amazon Pay Vouchers Using CoverSure
The Problem: Direct credit card payments for insurance premiums typically earn zero reward points due to bank restrictions. The Solution: Use the Amazon Pay loophole via the CoverSure app. Step 1: Buy Gift Cards: Purchase Amazon Pay gift cards using a premium credit card to bypass merchant blocks and earn multiplier reward points. Step 2: […]
Policy Health Check: What Makes It a True Money Saver?
A Policy Health Check (PHC) helps you review your health insurance before renewal or during the free look period, ensuring your coverage truly meets your needs. By identifying gaps, overlaps, and hidden limits, PHC replaces guesswork with clarity. It enables smarter decisions – whether continuing, enhancing, or switching policies – turning routine renewals into a […]
MWP Act In Insurance: Secure Your Family’s Financial Future
Under Section 6 of the Married Women’s Property Act, 1874, a married man can purchase a term insurance policy that instantly creates a statutory trust – legally separating the payout from his personal estate. This means creditors, banks, and courts cannot attach the claim amount, even if the policyholder dies with outstanding loans or business […]
Maternity Coverage in Health Insurance: A Complete Guide to Safe and Secure Pregnancy Planning
Maternity coverage in health insurance reimburses pregnancy-related costs – prenatal consultations, delivery, postnatal care, and newborn treatment – subject to policy sub-limits that typically range from ₹25,000 to ₹1,50,000 depending on the insurer and plan tier. A normal delivery at a private hospital in a Tier-1 Indian city costs ₹80,000-₹1.5 lakh; a C-section commonly costs […]
Debunking the Insurance Myth: Having Insurance ≠ Being 100% Insured
Debunking the Myth: Having Insurance ≠ Being 100% Insured Having insurance isn’t an optional purchase anymore – be it health insurance for urgent hospitalizations, life insurance to protect the family’s lifestyle, or motor insurance for vehicles. It’s the financial investment to safeguard yourself against possible threats & unplanned life situations. However, just paying the insurance […]
3 Secret Benefits of Having Motor Insurance
Let’s be candid: many of us buy motor insurance simply as an obligation, not a conscious decision. Signed, paid, and mission accomplished! Often, as new motor insurance buyers, individuals buy it as a packaged deal – 100% focus on the wheels, 0% on the policy being sold. And then during renewal, it’s a blind hit. […]
Super Top Up Health Insurance: A Quick Look
Health insurance plans are a necessity – that’s 1 undeniable fact. Unfortunately, so is the fact that due to inflation in shooting and rising medical costs, health insurance premiums are increasing year-on-year. On the other hand, a closer look at your customized risk scores, & you will know that your ideal health insurance coverage also […]
Rethinking Insurance for Your Travel Plans
THE BLOG AT A GLANCE: Travel’s taking off! From quick weekend escapes to long stretches overseas, travel has quietly turned into a kind of therapy. However, amongst all this, there’s a small gap that people hardly notice or largely overlook – no matter if you’re dashing off for a weekend or settling abroad for months, […]
Winter, AQI, Insurance: The Trio You Should Be Worried About!
Unfortunately for us, “Winter is here.” Instead of savouring warm mornings, lively evenings, or the soft blur of mist over the streets, most of us end up coughing, wheezing, and gasping for air, thanks to the choking AQI (Air Quality Index – It’s a scale that shows how clean or polluted the air is, and […]
Claim CHAOS to Claim READINESS: The Journey You Never Knew You Needed!
Let’s be honest for a hot minute, okay? Why do you buy insurance – health/motor/life/home – any insurance? The primary purpose is the same – for financial aid to kick in when the time comes (against the premium you have paid off diligently), that would Safeguard your primary savings and Shield the future financial interest […]
What are the Steps to Buy Health Insurance in India?
Steps to Buy Health Insurance in India STEP 1: Assess your health risk STEP 2: Calculate the ideal health insurance coverage that you need STEP 3: Make a list of non-negotiables and negotiables in your health policy STEP 4: Evaluate insurer’s history STEP 5: Shortlist 5-7 Health Insurance Plans that meet your requirements ( […]
Risk Assessment in Health Insurance: The What, The Why, and The How?
You know that you need a health insurance plan that kicks in when you need it the most – medical emergencies, right? That’s incredible! But what if we tell you that before you make that purchase, you should be looking at your customized risks first? And no, we are not just talking about your hypertension, […]
