What Happens When Health Insurance Lapses? How to Revive It?
AI OVERVIEW A health insurance policy lapses when the renewal premium isn’t paid by the end of the grace period (commonly 30 days for annual, quarterly, and half-yearly modes and 15 days for monthly mode). Once lapsed, you lose cover for new claims, and the continuity benefits you built: waiting-period credit for pre-existing and specified […]
11 Health Insurance Myths That Are Quietly Costing Indians in 2026
Quick Gist Most Indians carry at least one dangerous assumption about their health insurance, and most of those assumptions only reveal themselves at the worst possible moment: inside a hospital, staring at a bill. This guide breaks down 11 of the most persistent health insurance myths circulating in India in 2026. From the “my employer […]
What Are The Must-Have Features In A Health Insurance Policy?
Young professionals, families with children, and even healthy individuals benefit from having a safety net that protects against unexpected medical expenses. Medical emergencies can occur anytime due to accidents, sudden illnesses, or lifestyle-related conditions. Without a health insurance policy, such events can lead to substantial out-of-pocket expenses. For families, it offers peace of mind knowing […]
Family Floater Vs Individual Health Insurance: What To Buy?
Imagine you’re planning a vacation with your friends and their families. You’re deciding between renting a shared villa or booking separate hotel rooms. The villa lets everyone stay together, sharing amenities and costs, which works well for families with similar needs. In contrast, individual hotel rooms give each family their own space and resources, tailored […]
