Debunking the Insurance Myth: Having Insurance ≠ Being 100% Insured
AI OVERVIEW Having an insurance policy does not mean you are fully protected. Coverage is conditional: what gets paid depends on your sum insured versus your real risk, and on clauses like room rent limits, co-payment, sub-limits, deductibles, waiting periods, exclusions, and consumables. Many Indians are also under-insured because they rely on employer covers that […]
Rethinking Insurance for Your Travel Plans
THE BLOG AT A GLANCE: Travel’s taking off! From quick weekend escapes to long stretches overseas, travel has quietly turned into a kind of therapy. However, amongst all this, there’s a small gap that people hardly notice or largely overlook – no matter if you’re dashing off for a weekend or settling abroad for months, […]
Winter, AQI, Insurance: The Trio You Should Be Worried About!
Unfortunately for us, “Winter is here.” Instead of savouring warm mornings, lively evenings, or the soft blur of mist over the streets, most of us end up coughing, wheezing, and gasping for air, thanks to the choking AQI (Air Quality Index – It’s a scale that shows how clean or polluted the air is, and […]
What are the Steps to Buy Health Insurance in India?
Not keen on guessing your score? The CoverRisk Calculator takes a few details about your health, your city’s air, your family history and your finances, and tells you where you stand. It’s free to use, and there’s no pressure to buy anything. Steps to Buy Health Insurance in India STEP 1: Assess your health risk […]
Risk Assessment in Health Insurance: The What, The Why, and The How?
You know that you need a health insurance plan that kicks in when you need it the most – medical emergencies, right? That’s incredible! But what if we tell you that before you make that purchase, you should be looking at your customized risks first? And no, we are not just talking about your hypertension, […]
Building Your Wealth the Right Way: Acquiring Wealth, Growing Wealth, and Shielding Wealth!
What if we tell you – “India is growing richer?” No, this is not the hook for a stand-up comedy show. This is the raw truth. Consider this – WEALTH SCENARIO IN INDIA IN 2025 WHAT DOES THAT MEAN? 1 India has a projected GDP growth of around 6.8–7.1%, which translates to boosted corporate profits, […]
What makes CoverSure different from other insurance apps in India
AI OVERVIEW Most insurance apps in India are built to sell a policy. CoverSure is built to help you manage, understand, and use the insurance you already have, and to buy only what you actually need. Its key differences: an insurer-agnostic Insurance Portfolio for the whole household; Know Your Policy, which decodes policy wording in […]
Chronic Kidney Disease in India: The Growing Risk and Need for Awareness
AI OVERVIEW Chronic Kidney Disease (CKD) is the gradual, long-term loss of kidney function, staged 1 to 5 by eGFR (estimated glomerular filtration rate). It is often silent until advanced stages. In India, diabetes and hypertension are the leading causes, and published studies estimate CKD affects roughly one in ten adults, though estimates vary. Stage […]
Keeping your heart happy: Protecting you from Heart Disease in Today’s World
AI OVERVIEW Heart disease is one of India’s leading causes of death, and it is striking people younger than before because of stress, sedentary work, diabetes, hypertension, smoking, and air pollution. Health insurance covers heart treatment (angioplasty, bypass, valve procedures, hospitalisation, day-care and pre- and post-hospitalisation costs) subject to policy terms. If you buy before […]
How Much Critical Illness Cover Amount Do I Need?
Serious health conditions are rising fast, and the impact goes far beyond treatment costs. It can disrupt your income, drain your finances, and create long-term financial stress. A critical illness policy offers a lump sum payout to help you manage treatment costs, replace lost income, and cover daily expenses. While critical illness insurance costs a […]
How To Decide On The Right Savings Plan?
Choosing the right savings plan might seem daunting at first, but it’s one of the smartest steps you can take towards securing your financial future. Whether you’re saving for a big purchase, planning for retirement, or simply wanting to build a safety net, the right savings plan can provide the foundation you need. It’s not […]
Mediclaim Vs Health Insurance: Know The Difference
The difference between mediclaim vs health insurance comes down to how much protection you want, and how flexible you need your plan to be.
