Why Regular Review Of Your Insurance Portfolio Is Important?
Life is unpredictable, filled with twists and turns that can catch us off guard. From career changes to expanding families and shifting financial goals, the only constant in life is change. Each of these life events brings new responsibilities and risks, making it crucial to adapt and prepare for the unexpected. Just as our lives […]
What Are The Must-Have Features In A Health Insurance Policy?
Young professionals, families with children, and even healthy individuals benefit from having a safety net that protects against unexpected medical expenses. Medical emergencies can occur anytime due to accidents, sudden illnesses, or lifestyle-related conditions. Without a health insurance policy, such events can lead to substantial out-of-pocket expenses. For families, it offers peace of mind knowing […]
What Does Critical Illness Insurance Cover?
Life is full of surprises, and while we hope for the best, sometimes the unexpected happens. You’re enjoying a normal day when suddenly, you’re faced with a critical illness diagnosis that turns your life upside down. A critical illness can strike anyone, disrupting not just your health but also your financial stability. As medical expenses […]
Do You Have Free Insurance on Your Credit Card? Find Out
Most people use their credit cards for payments and rewards, but few realize that many cards also come with built-in insurance benefits. These can range from accidental death coverage to travel-related protections and even emergency medical assistance. In India, several banks and card networks offer these insurance perks by default, but they are often buried […]
Super Top Up Vs Top Up: Know The Difference
Health is one of the most important aspects of our lives, influencing everything from our daily activities to our long-term well-being. However, despite our best efforts, unexpected illnesses and accidents can still occur, often without warning. A single hospital visit can lead to exorbitant medical bills, sometimes so high that even a comprehensive health insurance […]
What Is Restoration Benefit In Health Insurance?
If you’ve ever experienced the magic of a buffet restaurant, you know the joy of unlimited servings. You go up for seconds, thirds, or even more, knowing you can always refill your plate. Now, imagine if your health insurance worked the same way – refilling your coverage when it runs out. Sounds great, right? This […]
Types Of Waiting Period In Health Insurance
Imagine joining a gym and learning that access to certain facilities becomes available only after a few weeks. Health insurance operates in a similar way. When you buy a health insurance policy, it doesn’t cover all medical expenses from day one. For example, if you get admitted to a hospital for any illness just a […]
The Ultimate Guide to Day Care Treatment Coverage in Health Insurance
What Is a Day Care Treatment? Your health insurance may mention Day Care Treatment, but do you know what it actually means? It’s a medical procedure that requires less than 24 hours of hospitalization. You go in, get treated, and leave the same day. These are not minor OPD visits — they involve real medical […]
What Is Copay In Health Insurance?
Health insurance is like having a reliable friend who’s always there to help you out when things get tough. Let’s say you’ve chosen a sum insured of Rs 5 Lakhs, thinking it will cover an expensive surgery with a hospital bill of up to that amount. It sounds comforting, right? But the reality is that […]
Domiciliary Hospitalisation In Health Insurance – All You Need To Know!
Hospital stays can be incredibly stressful, both financially and emotionally. The bustling environment of hospitals, long waits for beds, and the high costs associated with extended stays can be overwhelming. One increasingly popular solution is bringing medical care directly to the patient’s home. Imagine recovering from an illness right in the comfort of your own […]
AYUSH Cover In Health Insurance: A Comprehensive Guide
In recent years, traditional and alternative medicine systems have been gaining significant traction worldwide. This trend is particularly strong in India, where practices like Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy, collectively known as AYUSH have been integral to healthcare for centuries. Since the COVID-19 pandemic, the popularity of Ayurveda has surged, with a four-fold […]
Understanding Critical Illness and How to Prepare for the Unexpected
Life in India is a vibrant tapestry woven with aspirations, dreams, and a deep sense of family. But amidst the hustle and bustle, a silent threat lurks – critical illness. According to a 2020 study by the Indian Council of Medical Research (ICMR), non-communicable diseases (NCDs) account for over 60% of deaths in India, with […]
