What Is Restoration Benefit In Health Insurance?
What Is Restoration Benefit? The restoration benefit in health insurance is an important feature that replenishes your coverage amount once it has been partially or fully utilized within the same policy year. Sometimes called the reinstatement benefit, this feature ensures that your coverage can be refilled, giving you additional protection without buying a new policy. […]
Waiting Period in Health Insurance: Types and Tips
Understanding waiting periods in health insurance When you purchase a health insurance policy, it’s important to know that not all medical expenses are covered immediately for all. This interval is referred to as the waiting period. Simply put, a waiting period is the span of time during which the insurer will not pay for certain […]
The Ultimate Guide to Day Care Treatment Coverage in Health Insurance
What Is a Day Care Treatment? Your health insurance may mention Day Care Treatment, but do you know what it actually means? It’s a medical procedure that requires less than 24 hours of hospitalization. You go in, get treated, and leave the same day. These are not minor OPD visits — they involve real medical […]
What Is Copay In Health Insurance?
Health insurance is like having a reliable friend who’s always there to help you out when things get tough. Let’s say you’ve chosen a sum insured of Rs 5 Lakhs, thinking it will cover an expensive surgery with a hospital bill of up to that amount. It sounds comforting, right? But the reality is that […]
Domiciliary Hospitalisation In Health Insurance – All You Need To Know!
Hospital stays can be incredibly stressful, both financially and emotionally. The bustling environment of hospitals, long waits for beds, and the high costs associated with extended stays can be overwhelming. One increasingly popular solution is bringing medical care directly to the patient’s home. Imagine recovering from an illness right in the comfort of your own […]
AYUSH Cover In Health Insurance: A Comprehensive Guide
In recent years, traditional and alternative medicine systems have been gaining significant traction worldwide. This trend is particularly strong in India, where practices like Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy, collectively known as AYUSH have been integral to healthcare for centuries. Since the COVID-19 pandemic, the popularity of Ayurveda has surged, with a four-fold […]
Understanding Critical Illness and How to Prepare for the Unexpected
Life in India is a vibrant tapestry woven with aspirations, dreams, and a deep sense of family. But amidst the hustle and bustle, a silent threat lurks – critical illness. According to a 2020 study by the Indian Council of Medical Research (ICMR), non-communicable diseases (NCDs) account for over 60% of deaths in India, with […]
Why Prevention is Key: Unveiling the Power of Preventive Care in India
In the fast-paced world of today’s India, prioritizing our health often takes a backseat. Between demanding careers, family commitments, and social obligations, preventive care can easily slip through the cracks. However, a proactive approach to health, centered on prevention, is not just beneficial; it’s empowering. This guide, brought to you by CoverSure, aims to shed […]
In-Network vs. Out-of-Network: What are Network Hospitals?
Navigating the complexities of healthcare can be overwhelming, especially when it comes to understanding your health insurance coverage. This article aims to shed light on a crucial aspect: in-network hospitals and their role in your healthcare journey. Understanding Network Hospitals Health insurance offers a financial safety net for medical expenses. These hospitals are strategically chosen […]
Demystifying Copayments: Understanding Cost-Sharing in Indian Health Insurance
In India, health insurance plays a crucial role in managing healthcare expenses. However, navigating the world of health insurance policies can sometimes be confusing, with unfamiliar terms like “copayment” popping up. This article aims to simplify the concept of copayments in Indian health insurance, helping you understand how they work and their impact on your […]
The Importance of Health Insurance for Children
In India, children are the cornerstones of families and the foundation of the nation’s future. Ensuring their well-being is paramount, and this includes protecting their health. While childhood is a time of joy and discovery, it can also be a phase of vulnerability to illnesses and unforeseen medical emergencies. This is why the importance of […]
What are Riders in Life and General Insurance Policies?
In India, navigating the world of insurance can sometimes feel overwhelming. With various policies, terms, and conditions, understanding the intricacies can be a challenge. This article focuses on a valuable element often included in insurance plans – riders. We’ll break down what riders are, their different types, and how they can enhance your existing insurance […]
