Where to find in my health insurance policy?

Most policies bury this detail in 30+ pages of fine print. Let CoverSure pull it up for you in seconds.

Quick summary: Where is usually found?

With CoverSure, you don't have to search. Just upload your policy and we'll:

  • Extract the exact line where your detail is mentioned.
  • Summarize it in plain language.
  • Flag any hidden limitations.
  • Tell you how it could impact your hospital bill or claim.
Document
Likely to contain co-payment clause?
CoverSure App
Always. (We extract instantly from your policy)
Policy Schedule / Certificate
Often. (Especially for summary-level info like policy number, free checkups, add-ons)
Policy Wordings / T&Cs
Always. (Detailed definitions, exclusions, waiting periods, clauses)
Insurer App /Portal
Sometimes. (Dashboard for coverage overview)

What is ?

Why is it important?

How CoverSure makes easy to understand?

  • We extract directly from your policy
  • We explain what it means for your coverage and claims
  • We flag any gaps, limits, or hidden exclusions
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Other policy details that you must check

Understanding is Great - But Don’t Stop There

Most policyholders miss 3–5 critical coverage details that impact real-world hospital bills. Once you've checked your , also review:

  • Network hospital eligibility
  • OPD and maternity benefits
  • Restoration or super top-up terms
  • ICU rent caps
  • Pre and post-hospitalisation coverage
  • Sub-limits on surgeries and treatments
  • Ambulance coverage conditions
  • Claim procedure

CoverSure reviews all of these for you, automatically.

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Get a full policy analysis
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Why Policyholders Trust CoverSure

Trusted by 50,000+ Users Who Now Actually Understand Their Health Insurance

We don't sell policies - we simplify them.

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FAQs

Q1.

Is available in every health insurance policy?

Not always. Some insurers include by default, while others offer it as an add-on or exclude it entirely. CoverSure helps you identify its presence in seconds.

Q2.

Can I add to my policy later if it's missing?

In many cases, yes. CoverSure can suggest upgrade options or top-ups that include it.

Q3.

Will affect how much I get during a claim?

Absolutely. Features like waiting period, sub-limits, or exclusions can reduce your payout. That's why it's important to know the details upfront.

Q4.

Is it enough to check in the summary or app dashboard?

Often, no. Dashboards may skip the fine print. CoverSure reads the full document to show what's really there.

Q5.

What if my insurer uses different wording for ?

We decode jargon. Even if your policy doesn't use the exact term, CoverSure maps it to the correct clause and explains it in simple terms.

Q6.

Can CoverSure check multiple policies for at once?

Yes. You can upload all your family's policies, and we'll break down each one - feature by feature.

Q7.

What should I do if I don't understand how affects me?

Use our in-app advisory service. A real insurance expert will guide you through your policy and options.

Q8.

Will CoverSure alert me if is a red flag in my policy?

Yes. We highlight gaps, missing benefits, or unusually high restrictions related to so you're not caught off guard.

Q9.

Is there any health insurance with no waiting period?

No. Most health insurance plans have a waiting period.

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