What is Ayushman Bharat Niramayam in Madhya Pradesh?

QUICK GIST Ayushman Bharat Niramayam is Madhya Pradesh’s version of Ayushman Bharat PM-JAY, launched on 23 September 2018. It gives eligible families cashless treatment of up to ₹5 lakh per family per year at empanelled government and private hospitals. MP links eligibility to welfare programmes residents are already part of. Families identified under the SECC […]
What is Ayushman Bharat Delhi?

QUICK GIST Delhi joined Ayushman Bharat PM-JAY on 5 April 2025, when the Delhi government signed an MoU with the Union Health Ministry, becoming the 35th state or UT to implement it. Eligible families get ₹5 lakh a year from the central scheme, plus a ₹5 lakh top-up from the Delhi government, for a total […]
What is the Atal Ayushman Uttarakhand Yojana?

QUICK GIST The Atal Ayushman Uttarakhand Yojana (AAUY) is Uttarakhand’s state-funded extension of Ayushman Bharat PM-JAY, launched in December 2018. Ayushman Bharat covered about 5 lakh families in the state; AAUY extended the same benefit to about 18 lakh more, so all around 23 lakh families have access. Each family gets cashless treatment of up […]
What is the Megha Health Insurance Scheme in Meghalaya?

QUICK GIST The Megha Health Insurance Scheme (MHIS) is Meghalaya’s universal health insurance scheme. It covers all residents of Meghalaya except state and central government employees, regardless of income or family size. MHIS runs together with Ayushman Bharat PM-JAY. Since Phase 5 started on 1 September 2022, the cover has been ₹5.30 lakh per family […]
What is the Shaheed Veer Narayan Singh Ayushman Swasthya Yojana in Chhattisgarh?

QUICK GIST The Shaheed Veer Narayan Singh Ayushman Swasthya Yojana is Chhattisgarh’s main health assistance scheme. It was earlier called the Dr Khubchand Baghel Swasthya Sahayata Yojana and was renamed in June 2024. Your ration card decides your cover. Antyodaya and Priority ration card families, along with PM-JAY families, get cashless treatment of up to […]
What is Chirayu Haryana?

QUICK GIST Chirayu (Comprehensive Health Insurance of Antyodaya Units) is Haryana’s extension of Ayushman Bharat PM-JAY. It was launched on 21 November 2022 for families with a verified annual income up to ₹1.80 lakh in the state’s Parivar Pehchan Patra (PPP) Family ID database. Eligible families get cashless treatment of up to ₹5 lakh per […]
What is CMHIS Nagaland?

QUICK GIST The Chief Minister Health Insurance Scheme (CMHIS) is Nagaland’s public health insurance scheme, launched on 16 October 2022 by the Health and Family Welfare Department. It runs together with Ayushman Bharat as AB PM-JAY CMHIS. There are two tiers. The General category covers permanent and indigenous residents not covered by PM-JAY, with ₹5 […]
What is the Pandit Deendayal Upadhyay Rajya Karmchari Cashless Chikitsa Yojana in Uttar Pradesh?

QUICK GIST The Pandit Deendayal Upadhyay Rajya Karmchari Cashless Chikitsa Yojana is Uttar Pradesh’s cashless health scheme for state government employees, pensioners and their dependent family members. It was launched on 21 July 2022. Beneficiaries get a State Health Card that allows cashless treatment at eligible government hospitals, and up to ₹5 lakh per year […]
What is the Chief Minister Arogya Arunachal Yojana in Arunachal Pradesh?

QUICK GIST The Chief Minister Arogya Arunachal Yojana (CMAAY) is Arunachal Pradesh’s state health scheme, launched on 15 August 2018 by the Department of Health and Family Welfare. It gives cashless treatment of up to ₹5 lakh per family per year, split into two parts: ₹1 lakh for secondary care and ₹4 lakh for high-cost […]
What is the Ayushman Asom Mukhya Mantri Jan Arogya Yojana in Assam?

QUICK GIST Ayushman Asom-Mukhya Mantri Jan Arogya Yojana (AA-MMJAY) is Assam’s state health assurance scheme, launched on 10 May 2023. It covers National Food Security Act (NFSA) families who were left out of the central Ayushman Bharat PM-JAY list, about 26 lakh families, with plans to grow to 32 lakh in phases. The scheme gives […]
What is the HIMCARE Scheme in Himachal Pradesh?

QUICK GIST HIMCARE, or the Mukhya Mantri Himachal Health Care Scheme, is Himachal Pradesh’s health scheme for families not covered under Ayushman Bharat PM-JAY. It has run since 1 January 2019 through the HP Swasthya Bima Yojana Society. It gives cashless treatment of up to ₹5 lakh per family per year on a floater basis […]
What is the Mukhyamantri Amrutam (MA) Yojana in Gujarat?

QUICK GIST Gujarat’s Mukhyamantri Amrutam (MA) Yojana, launched in 2012 for families below the poverty line, now runs together with Ayushman Bharat as PMJAY-MA. Since 11 July 2023, the scheme’s cover has been ₹10 lakh per family per year, double the earlier ₹5 lakh. Treatment is cashless at empanelled government and private hospitals. Eligible groups […]