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Two policies being compared on a seesaw

Aditya Birla Activ One Max
vs
New India Floater Mediclaim

Feature-by-Feature Comparison

Making sense of health insurance
Aditya Birla Activ One Max vs New India Floater Mediclaim

Looking to choose between Aditya Birla Activ One Max and New India Floater Mediclaim?

This comparison gives you a feature-by-feature view to help you understand the differences. From co-pay clauses to hospital limits and bonuses, we break it down in one simple view.

Already have one of these plans?

Use CoverSure’s KYP tool to instantly check what’s covered and what’s not.

FEATURES

Aditya Birla Activ One Max

New India Floater Mediclaim

Room Rent Limit
No
Yes
Co-payment Clause
No
20% if treated in a higher zone
Restoration Benefit
Unlimited times on partial use for same/different illness
No
OPD Coverage
No
No
Pre-existing Waiting Period
3 Years (Can be reduced with add on)
36 months
No-Claim Bonus (per year)
100% every year
25% every year

CoverSure's take on Aditya Birla Activ One Max

Activ One Max provides a sizeable cumulative‑bonus feature, includes consumable expenses in the base cover, and can waive up to 100 % of renewal premiums when fitness‑tracking targets are met. Even without optional add‑ons, the plan offers a cost‑efficient mix of core benefits.

VS.

CoverSure's take on New India Floater Mediclaim

New India Floater Mediclaim policy doesn't do day care treatments. They impose restrictions on the kind of room you can pick; no restoration feature is provided and it isn't exacty cheap either. Bottom line - The policy doesn't have a lot going for it.

Full Feature Comparison: Aditya Birla Activ One Max vs New India Floater Mediclaim

FEATURES

Aditya Birla Activ One Max

New India Floater Mediclaim

Hospital Room Eligibility
Any Room
1% of the Sum Insured
Daycare Procedures Covered
Yes
Yes
Pre/Post Hospitalization
90 - 180 days
30 - 60 days
Ambulance Charges Covered
Yes
Yes
Maternity & Newborn Benefits
No
No
Dental / Eye Treatment
No
No
AYUSH Coverage
Yes
Yes
Domiciliary Hospitalization
Yes
No
Modern Treatments
Yes
Up to 50% of the Sum Insured
Annual Health Checkups
Yes
No

Which Plan Should You Buy?

Understanding the differences between Aditya Birla Activ One Max and New India Floater Mediclaim is a great start - but there's more to consider:

  • Age of all members
  • Existing medical conditions
  • Preferred hospitals in your city
  • Budget for premiums vs. benefits
  • Family structure (floater vs. individual)
Want to simplify this decision?
No pressure to buy.
No spam.
Just unbiased advice.
Talk to a CoverSure advisor

Already bought one of these plans?

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  1. 1

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  2. 2

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  3. 3

    Understand what your insurer won’t tell you upfront

Why talk to CoverSure?

At CoverSure, we do insurance differently. We don't just sell, we simplify.

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10 questions to ask before you buy any health policy

  1. 1.

    How much health insurance coverage should I opt for?

  2. 2.

    Do I need an individual plan, a floater plan, or both?

  3. 3.

    Should I take a top-up or super top-up instead of a large base plan?

  4. 4.

    Do I need separate health insurance for my parents or senior citizens?

  5. 5.

    How do I pick the right insurer what matters beyond premiums?

  6. 6.

    Should I go for a 1-year policy or a long-term plan (2-3 years)?

  7. 7.

    Is it better to buy directly or through a trusted advisor/platform?

  8. 8.

    Will I get help at the time of claim, or am I on my own?

  9. 9.

    Can I port my policy later if I'm unhappy what's the process?

  10. 10.

    How do I balance premiums with long-term benefits?

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