Skip to content
CoverSure
Two policies being compared on a seesaw

New India Floater Mediclaim
vs
Star Super Star

Feature-by-Feature Comparison

Making sense of health insurance
New India Floater Mediclaim vs Star Super Star

Looking to choose between New India Floater Mediclaim and Star Super Star?

This comparison gives you a feature-by-feature view to help you understand the differences. From co-pay clauses to hospital limits and bonuses, we break it down in one simple view.

Already have one of these plans?

Use CoverSure’s KYP tool to instantly check what’s covered and what’s not.

FEATURES

New India Floater Mediclaim

Star Super Star

Room Rent Limit
Yes
No
Co-payment Clause
20% if treated in a higher zone
No
Restoration Benefit
No
Unlimited times on partial use for same/different illness
OPD Coverage
No
No
Pre-existing Waiting Period
36 months
3 Years
No-Claim Bonus (per year)
25% every year
50% every year

CoverSure's take on New India Floater Mediclaim

New India Floater Mediclaim policy doesn't do day care treatments. They impose restrictions on the kind of room you can pick; no restoration feature is provided and it isn't exacty cheap either. Bottom line - The policy doesn't have a lot going for it.

VS.

CoverSure's take on Star Super Star

Star Health’s Super Star policy might raise eyebrows over the insurer’s reputation, yet it excels on flexibility. Its headline “freeze your age” perk locks in the entry-level premium until you make a first claim, after which the cost is recalibrated at the very next renewal to match your age band. A hefty catalogue of 21 optional add-ons lets you fine-tune everything from room rent limits to wellness benefits. Together, these features make it one of the market’s most tailorable health-insurance offerings.

Full Feature Comparison: New India Floater Mediclaim vs Star Super Star

FEATURES

New India Floater Mediclaim

Star Super Star

Hospital Room Eligibility
1% of the Sum Insured
Any Room
Daycare Procedures Covered
Yes
Yes
Pre/Post Hospitalization
30 - 60 days
90 - 180 days
Ambulance Charges Covered
Yes
Yes
Maternity & Newborn Benefits
No
No (Add on available)
Dental / Eye Treatment
No
Yes
AYUSH Coverage
Yes
Yes
Domiciliary Hospitalization
No
Yes
Modern Treatments
Up to 50% of the Sum Insured
Yes
Annual Health Checkups
No
No (Add on available)

Which Plan Should You Buy?

Understanding the differences between New India Floater Mediclaim and Star Super Star is a great start - but there's more to consider:

  • Age of all members
  • Existing medical conditions
  • Preferred hospitals in your city
  • Budget for premiums vs. benefits
  • Family structure (floater vs. individual)
Want to simplify this decision?
No pressure to buy.
No spam.
Just unbiased advice.
Talk to a CoverSure advisor

Already bought one of these plans?

You might think your health insurance covers everything until you claim. CoverSure's KYP tool gives you a crystal-clear view of what's covered, what's missing, and what's at risk. All in 2 minutes or less.

  1. 1

    Upload your policy PDF

  2. 2

    Get a detailed summary of benefits, gaps, and red flags

  3. 3

    Understand what your insurer won’t tell you upfront

Why talk to CoverSure?

At CoverSure, we do insurance differently. We don't just sell, we simplify.

Unbiased Advisory

We're not tied to any insurer. Our experts recommend what's best for you, not for us.

No Pressure to Buy

Whether you buy or not, our only incentive is helping you understand your options.

No Spam, Guaranteed

We contact you only if you ask. Your number isn’t added to any tele calling list.

10 questions to ask before you buy any health policy

  1. 1.

    How much health insurance coverage should I opt for?

  2. 2.

    Do I need an individual plan, a floater plan, or both?

  3. 3.

    Should I take a top-up or super top-up instead of a large base plan?

  4. 4.

    Do I need separate health insurance for my parents or senior citizens?

  5. 5.

    How do I pick the right insurer what matters beyond premiums?

  6. 6.

    Should I go for a 1-year policy or a long-term plan (2-3 years)?

  7. 7.

    Is it better to buy directly or through a trusted advisor/platform?

  8. 8.

    Will I get help at the time of claim, or am I on my own?

  9. 9.

    Can I port my policy later if I'm unhappy what's the process?

  10. 10.

    How do I balance premiums with long-term benefits?

Insure your future,
one step at a time
Download App
Download on the App StoreGet it on Google Play