Building Your Wealth the Right Way: Acquiring Wealth, Growing Wealth, and Shielding Wealth!

What if we tell you – “India is growing richer?” 

No, this is not the hook for a stand-up comedy show. This is the raw truth. 

Consider this – 

	WEALTH SCENARIO IN INDIA IN 2025	WHAT DOES THAT MEAN?
1	India has a projected GDP growth of around 6.8–7.1%, which translates to boosted corporate profits, employment, consumption, and asset values.	This is in a domino effect, turns out to be an effective catalyst for wealth accumulation, especially among the urban middle and upper classes.
2	When it comes to global startup ecosystems, India ranks 3rd and holds over 100 unicorns and rising tech valuations.	Founders, VCs, and early employees have gained significantly via IPOs, private equity deals, and acquisitions.
3	India has experienced a transformed shift in age demographics	The median age of India’s young and aspirational population is 29. This translates to a high risk appetite for entrepreneurship and investments, higher productivity, an aggressive wealth-building attitude, and increased income.

In short, India now knows how to “grow wealth.” The current questions are – 

1. Does this India know how to save wealth or shield wealth? 
2. Is India thinking about passing on a boosted legacy to the next generation? 
3. Have India’s trends changed towards channels to acquire, grow, and shield wealth? 
4. Has there been a cultural shift towards wealth creation? 
5. Is India’s wealth accumulation and growth a bit too reliant on stock market health, policy and reformations, and rising digital infrastructure & fintech?
6. As India takes a stride towards making smarter moves to acquire wealth and grow wealth, is the country lagging in terms of shielding the wealth optimally? What steps should the country take to protect its 

Finding out the answers to these questions is crucial – it will give you clarity to understand how India’s wealth landscape is undergoing a massive makeover. This knowledge will help you follow financial trends in 2025, rethink your investment channels, and build a new POV towards insurance in India in 2025. 

Let’s read up! 

 

Acquiring Wealth in India in 2025

Wealth acquisition in India has undergone a complete transformation in 2025. While salaried roles and owning real estate continue to be pathways, the methods in which wealth is created have shifted to include much broader concepts. Currently, wealth creation in the country is a result of a combination of Financial markets, Technology, entrepreneurship, and expansion of investment portfolios. 

Startups and Technology-first businesses have emerged as the core contributors. Focusing on the flourishing Indian ecosystem, the country has over 100 unicorns along with a robust startup ecosystem, which has attracted young entrepreneurs to take advantage of the country’s technological assets and investments. Moreover, stock markets are now commonplace among the Indian youth and middle class. 

Retail investors, thanks to fintech companies, are now converting to SIPs, direct equities, and ETFs. There has been a shift in the way wealth is inherited in Tier 1 and 2 cities. While inheritance continues to play a part, the method is no longer dominant. Wealth creation through freelance work, influencing, owning and running a small business, along with professional work, has emerged as a popular way to build wealth.

 

Building Wealth – India’s POV in 2025

Looking at India in 2025, growing wealth is all about planning, being safe, and thinking ahead. People aren’t just saving to feel secure; they’re investing to grow their money and stay protected. People know more about finances now, and Indians everywhere are making smarter money choices.

Here’s how India thinks about building wealth:

1. Mix It Up: Indians understand it’s good to balance riskier investments (like stocks) with safer ones (like bonds). SIPs are still a favorite for growing wealth over time.
2. Tech Makes It Easy: Finance apps have made it easier for everyone to grow wealth. From automated advisors to simple insurance, building wealth is quicker, easier, and available everywhere.
3. Women & Young People Step Up: More women handling their own money and young investors are changing how India thinks about money. They want to be independent and educated about money early on.
4. Insurance: Your Safety Net. Insurance used to be just about tax breaks. Now, in 2025, life, health, car, and home plans are essential. Think of them as your financial safety net.
5. Home Sweet Home: Owning a home is still a huge deal. More homeowners are now getting insurance to protect their property.

 

How to Build Your Wealth in India in 2025? 

• Begin SIPs and Stocks ASAP: Start putting money into mutual funds regularly through SIPs. Put some of your money in stocks for growth over time. Use apps to watch and take care of the investments.

• Make Sure You Have Enough Insurance: Protect your health with a good health plan. Keep your family safe with term life insurance. And don’t skip car and home coverage, because they can really save you if something unexpected happens.

• Put Money Into Your Own Skills: Take courses or get certificates that will help you earn more, like AI, digital marketing, or coding. Learning new things is still one of the smartest ways to make more money.

• Think About the Future: Don’t expect to get rich overnight. Use tools that are about setting goals, looking at retirement, and budgeting to make sure all of your financial decisions are helping you reach your life’s goals.

Currently, in India, having riches isn’t just about land or gold anymore. It’s about being smart and using tech to make good calls on investments, insurance, and how you make cash. So, whether you work for a company, do freelance stuff, or own a biz, you’ve got what it takes to build lasting riches – if you really want it and keep at it.

 

Growing Wealth in India in 2025

By 2025, India is looking like a super good place for wealth to grow. The economy is growing real fast, tech is getting mixed in everywhere, and there are lots of young people who know their way around digital stuff. So, wealth in India isn’t just being made; it’s being grown on purpose.

The middle class in India is getting bigger. Smaller cities are plugged into the money system, and more people are trying to build wealth instead of just saving. Growing wealth used to be pretty simple – it generally depended on salaries, savings, or gold. However, in 2025, it’s a lot more complex. It involves investments, insurance, online tools, and starting businesses.

Fintech is gaining ground fast. The government is pitching in with stuff like Ayushman Bharat and trying to get everyone insured by 2047. Plus, people know more about money now, so they’re getting better returns. It’s not just for the wealthy, either. Even individuals from middle-class backgrounds are now using SIPs, index funds, and insurance to grow their savings bit by bit.

In India today, getting richer isn’t just about earning more; it’s also about growing what you have, keeping it safe, and making sure it sticks around. 

What Wealth Growth in India Looks Like in 2025:

1. Wealth is a Continuous Process: Wealth isn’t a one-time achievement. Indians are thinking more about growing their stuff over the long haul instead of quick wins.
2. Insurance Helps You Grow: People used to think insurance was just for covering you. Now, in 2025, things like ULIPs (Unit Linked Insurance Plans) and health plans that invest money are seen as doing two things: keeping you safe and growing your money over time.
3. More Regular Folks Investing: More and more Indians are putting money into stocks, mutual funds, REITs, and even markets in other countries using apps. More open access is really helping wealth grow.
4. Real Estate & Home Insurance: Even though real estate is still a favorite, people are getting home insurance, too. They want to make sure their wealth doesn’t get wiped out by storms or damage to their house—especially since the weather is getting crazier.
5. Car Insurance to Protect Your Stuff: Having good car insurance is now seen as a must to protect things like cars, especially fancy or electric ones, that lose value but are still worth a lot. It’s part of a bigger plan to keep your wealth safe.
6. Tech Makes Growth Easier: From apps that help you budget to computer programs that give you financial advice, tech is helping Indians get better returns, watch where their money is going, and plan for what they want in the future—all of which helps wealth grow the right way.

 

How To Grow Wealth in India in 2025? 

• Set up automatic investments: Start some SIPs in mutual funds or index funds. Even if it’s just ₹5,000 each month, it can really help increase your wealth in 10–15 years. 
• Be smart about Insurance: 

Get term insurance to protect your family.

Think about ULIPs or similar plans that mix insurance with investment.

Get health insurance early; it’s cheaper, and you will have protection if something bad happens.

Protect your things with car and home insurance. Keeping what you have is as important as growing your wealth.

• Mix Up Your Investments: Don’t put all your eggs in one basket, like property or fixed deposits. Think about things like:

Insurance plans (Term, Health, Motor, and Home)

Equity funds

Gold ETFs

Global investments

Real Estate Investment Trusts (REITs)

Spreading your investments lowers your risk and could increase how much you earn.

• Learn About Finance: Read finance blogs, follow trustworthy experts on YouTube or LinkedIn, or do a quick online course. The more you know, the better choices you’ll make.
• Check and Adjust Regularly: Growing wealth isn’t a set it and forget it thing. Every few months, look at your investments, adjust things, put more into your SIPs, or change your insurance if life changes.

 

Shielding Wealth in India in 2025

In 2025, keeping your money safe is as important as making it in India. With rising healthcare costs, uncertain weather, road risks, and changes in how we live online, Indians see insurance as key to financial security.

From regular workers to the wealthy, protecting your money now means using four main types of insurance:

Term Life Insurance

• Definition

Term life insurance is a straightforward type of life insurance. If you pass away while the policy is active, your family gets a set amount of money. It doesn’t pay out when the policy ends, but it gives you the most coverage for the least amount of money.

• Importance 

1. Big Coverage, Small Price: Get coverage of ₹1 crore or more without spending too much money. It’s great no matter how much you earn.
2. Money Help for Your Family: If you pass away while covered, your family gets a large payment.
3. Replaces The Money You Would Have Made: Your family can keep living the same way and reach their goals without money problems.
4. Pays Off Debts: It takes care of loans, so your family doesn’t have to worry about paying them back.
5. Keeps Your Children’s Future Safe: It helps pay for school and big life events for your kids, even if you’re not around.
6. Protects Your Partner’s Retirement: It helps your partner save for retirement after you’re gone.
7. Make It Your Own: You can add things like coverage for serious sicknesses or accidents to make it even better.
8. Saves You on Taxes: You can deduct the cost of premiums, and the money your family gets is tax-free.
9. Best to get early: It’s cheaper when you’re young and healthy, so get it now.
10. No Worries: You’ll feel better knowing your family is safe if something happens.

• Use Case

Say you’re 35 and employed, you can get ₹2 crore coverage for about ₹10,000–₹12,000 a year. If you pass away, your family gets this amount tax-free to keep going without money problems.

Health Insurance

• Definition

Health insurance is pretty simple. You pay a fixed amount yearly (or every few years, depending on your plan). Then, if something happens and you need to go to the hospital, the insurance plan foots the bill for your treatment.

The fee you pay is named “premium,” and the total money you’re protected for is named “Sum Insured” or total coverage.

When you’re thinking about getting health insurance, think about your own risk. This can help you figure out how much coverage to get. You don’t want too little because you’ll still have to pay for stuff even with insurance. Also, you don’t want too much insurance because you’d be wasting your money on payments. This can affect your money badly.

• Importance 

1. Rising Medical Costs: Medical costs are going up, and a single hospital stay could cost you a fortune.
2. Post-COVID Mindset: After COVID, folks care more about their health and want insurance instead of paying themselves.
3. Comprehensive Financial Protection: Good health plans cover hospital stays and other medical expenses, so you don’t go broke.
4. Cashless Treatment: With some plans, you don’t have to pay anything upfront at certain hospitals.
5. Tax Savings: You can save money on taxes under Section 80D, since health insurance premiums can be written off.
6. Modern Coverage: A lot of newer policies will also start covering things like doctor’s visits, wellness stuff, and online consultations next year.
7. Better Coverage Trends: People now want better coverage, so they are choosing bigger plans, super top-ups, and add-ons to stay safe.

• Use Case

A family floater plan with ₹20 lakh coverage for a family of 4 may cost around ₹20,000–₹25,000 annually, but can protect ₹10–₹15 lakh in potential medical expenses.

Car Insurance

• Definition

You need car insurance if you’re in India. It covers your car if it gets wrecked and pays for any harm you cause to others. If you want better security, then get a full coverage plan. Basic plans only help the other person. 

• Importance 

1. Fixes Accident Damage: Insurance foots the bill to fix your car if it’s damaged in accidents, fires, floods, you name it.
2. Covers Other People’s Bills: If you cause an accident, the insurance pays for the damage, so you don’t get stuck with big legal fees.
3. Theft Protection: If someone steals your car or bike, the right insurance helps get you some money back.
4. Car repairs can really hit your wallet hard: Insurance can be a lifesaver if something goes wrong. You can also get extra coverage for your car’s parts.
5. Pick Your Plan: You can choose extras like engine protection or roadside help.
6. Fix Now, Pay Later: Lots of garages let you get your car fixed without paying right away.

• Use Case

Imagine your car is worth ₹10 lakh.

Unfortunately, you get into an accident.

The bill totals ₹2–3 lakh in damage. 

Now, if you don’t have insurance, you have to pay the whole bill out of your pocket. 

However, with a solid motor insurance policy in place, the insurer covers almost all the repair costs, which saves you a ton of money.

Home Insurance

• Definition 

Home insurance protects your home and stuff from things like fire, floods, storms, earthquakes, theft, and general damage.

• Importance 

Looking at 2025, houses cost a lot, and the weather is getting wilder. So, getting home insurance is a really smart move if you own a home. Here’s the deal:

1. Houses Are Pricey: Homes cost a ton of money, and fixing them up or rebuilding can bleed your pockets dry. Insurance means you won’t have to empty your bank account.
2. More Natural Disasters Lately: There have been more floods, cyclones, and earthquakes around. Home insurance can protect your property if these things happen.
3. Covers Everything: A good insurance plan covers not just the house, but also your stuff like TVs, kitchen stuff, and furniture.
4. Stops Theft and Damage: If someone breaks in or steals things, insurance can help you recover.
5. Keeps Money Safe: Unexpected house repairs can ruin your savings and mess things up. Insurance is like a backup, mostly when bad stuff happens.
6. Good for Home Loans: If you have a home loan, insurance keeps your house safe until you finish paying.
7. Premiums Aren’t Too Pricey: You can insure a house worth a lot for only around a few thousand bucks a year, it is affordable.
8. Extra Stuff You Can Add: You can get extras like a place to stay if your home is damaged, protection from terrorism, and protection from natural events.

• Use case

For example, insuring a house can cost about ₹3,000–₹5,000 a year. If there’s a fire or a water issue that wrecks your electronics and the house, your insurance might pay out ₹10–₹15 lakh or even more. It all depends on your coverage.

Let’s take a quick look at how India has been treating insurance as a means to shield wealth in 2025 – 

Shielding Wealth – India’s POV in 2025

In 2025, with the cost of healthcare going up, weird weather happening more often, and our lifestyles getting riskier, insurance is more than just something nice to have. It’s super important for keeping your money safe. Here’s how different people in India can protect what they have – 

 

How To Shield Wealth in India in 2025? 

• For Entrepreneurs 

1. Health: It can shield you from medical emergencies that could throw your business finances off track. Think about getting a good cover with add-ons.
2. Term: It makes sure your family isn’t stuck with business debts if you pass away.
3. Car: If you have company rides, this is key. It protects you from accidents and other people’s claims.
4. Home: It keeps your office or home workspace safe from fire, theft, or bad weather.

• For HNIs

1. Health Insurance: Good health plans with worldwide protection and perks are super important.
2. Term Insurance: Get a big policy to shield your property and help with estate stuff
3. Home Insurance: It’s vital to protect your nice house, old stuff, and what you own.
4. Car Insurance: You need coverage to cover your fancy cars with no depreciation and return-to-invoice extras.

• For NRIs

1. Health Insurance: If you’ve got family back in India, having a policy here means you’re covered when you go to visit.
2. Term Insurance: This helps take care of your family in India who depend on you and handles inheritance taxes.
3. Home Insurance: Super important if you’ve got property sitting empty – keeps it safe from damage or theft.
4. Car Insurance: Gotta have it if you own cars in India for when you’re back.

• For Home Makers 

1. Health insurance: Super important, even if you’re not earning, to keep your family’s savings safe if someone gets sick.
2. Term life insurance (for your spouse and yourself): Makes sure there’s still income coming in if the main earner passes away.
3. Home insurance: Keeps your stuff and house safe, especially if you live where bad things like storms often occur.
4. Car insurance: A must if you use your car every day for the family.

• For Salaried Individuals 

1. Health Insurance: Group plans from work might not be enough. Getting your own plan gives you better protection and lets you take it with you if you switch jobs.
2. Term Insurance: When you’re young, premiums are cheap, so you can get a big payout later to protect your family.
3. Home Insurance: If you’re paying off a house, this protects your biggest possession.
4. Car Insurance: If you drive every day, accidents happen. Zero-depreciation add-ons are a good idea.

• For Homeowners 

1. Home Insurance: You definitely need this in 2025. It covers stuff like flood damage, fires, and if someone breaks in.
2. Health Insurance: This keeps you from having to use your house repair money if you get sick.
3. Term Insurance: If you have a home loan and something happens to you, this insurance pays it off.
4. Car Insurance: Covers you if you’re at fault in an accident, whether you own the vehicle or you are renting.

• For Retirees 

1. Health Insurance: Super important because medical costs can get crazy expensive as you age. A senior citizen plan is really the way to go.
2. Term Insurance: Only makes sense if they’re still supporting a family or have debts to pay off.
3. Home Insurance: A must to safeguard their home, especially if they’re living solo.
4. Car Insurance: Needed if they’re still driving or if someone else uses their car—keeps everyone covered.

 

How Does India Look at Wealth in 2025? 

I know what a majority of you would be thinking – “Finance is, as it was.”

But, that’s where the mistake lies – Finance as an industry has changed massively – 

• Risk appetite: Think of this – 

1. Ask your grandparents, and they will talk to you about how “We saved X amount for your parents, so that we could make sure that they study in the best schools/colleges” (then give you ladoos, which have been well hidden from your parents). 
2. Ask your parents and they will tell you, “We saved Y amount, have a life insurance and mediclaim plan, started looking into mutual funds – so that you could have a better future than we did” (plus the 19 rivers they crossed to go to school, the night street lights they studies under and how you never understood and will when you become parents – but let’s leave that aside). The point being, the generations before us were all leaning heavily towards a cautious and conservative approach to finances. Talks about money were more or less taboo, and they were looking at low-risk and long-term savings approaches. 
3. And then think about yourself – by now, you must be juggling savings, health insurance, term insurance, motor insurance, home insurance, market-linked investment channels, and home/personal/business loans. You never kept all your eggs in one basket – the diversity in your financial risk appetite has improved. This translates to higher returns and boosted financial security despite being involved in high-risk investment channels. 

• Financial advisory: 

1. How much should be bet on the fact that your parents have a ‘family agent’ who has handled the entire family’s insurance plans? It’s almost like a legacy. Whatever he has suggested, your grandparents and parents have trusted him and taken up plans as per his ideas. They have never thought about financial risks, insurance risk assessment, or how financial approaches should change as a person ages. 
2. You, on the other hand, are a finance-savvy and tech-savvy individual. You know all about IRDAI-certified financial advisors and the crucial role they can play in helping you sort your financial portfolio. You have conducted your insurance risk assessment (if you haven’t, we have you covered with a free insurance risk assessment calculator), calculated how much coverage you need in terms of health and life insurance, gained the best motor insurance, and have still maintained your financial independence with a diversified financial portfolio based on your age (here is a blog that can help you gain a better understanding of financial independence). In case you are looking for any help in understanding, organizing, and gauging insurance plans, here is an app that can guide you with all of it – CoverSure App. 

• Women and Finances: 

1. Women and finances in the past? Well, that was an oxymoron – a sharp contrast. Women were never part of financial planning. Ask your grandmother or your mother, and they can find you that sock you lost about 4 months ago, but come the topic of insurance papers, and the answer would be, “ask your father.” And the worst part? They are completely unaware of any wealth acquisition, wealth growth, and wealth shielding channels. 
2. Whether it’s you or your spouse, awareness about acquiring wealth, growing wealth, and shielding wealth comes naturally. With women gaining ground for financial independence, wealth, and insurance literacy have become second nature. They can handle hospital insurance bills, stock market investments, health insurance renewals, term insurance for women, business loans, home loans, home insurance, and motor insurance. Leave alone finding insurance papers, they can probably choose the best health insurance or term insurance plan for themselves and their family.  While we agree that there is still a lot of progress to be made in this front, what has been achieved to date can’t be denied! 

• Investment mindset: 

1. Long-term savings and low-risk savings were the most popular options at the time. Investment ideas and dependence on market-linked financial products were not exactly a common option (why do you think Harshat Mehta got so successful in the 1990s?)
2. Whether it is Gen X, Millennials, or Gen Z, everyone is more or less interested in the perfect combination of savings, SIPs, insurance, savings, and stock market channels. A customized financial planning that takes into consideration one’s age, financial risk appetite, number of dependents, profession, current financial bandwidth, future short-term and long-term financial goals, and current financial responsibilities – is the ideal scenario! 

• Investor demographics: 

1. Whether it’s about creating a savings account, an FD, or buying a mediclaim or life insurance plan, this was mostly for males in their 40s. Nobody younger took much interest in this. 
2. 2025 has been an interesting year in terms of financial literacy and awareness. Gen Z and the millennials have been especially ‘woke’ in terms of insurance and investment channels. Male and Female – both demographics have been extremely invested in ensuring that their current steps safeguard their (and their family’s) financial future. 

• Popular financial tools:

1. Traditional LIC policies, FDs, and real estate were the most availed channels. Not a lot of focus was on returns. People were busy acquiring wealth and saving wealth (what they had). However, since financial discussions were a tad bit taboo-oriented, proper financial advice was largely absent, leading to the mis-selling of financial products. Plus, please remember that not a lot of private insurers were in town at the time – LIC had the monopoly and gradually became a legacy that was passed on from one generation to the next. 
2. Term insurance, comprehensive health insurance plans, market-linked financial products, and savings channels became the preferred methods. Considering that they have now successfully shielded their wealth, they are best focused on acquiring more wealth and know how to grow wealth.

• THE INSURANCE POV: 

Whether it be the last generations or the 2025s, the demand and supply of insurance have always been there. However, as the financial intent and risk appetite of individuals evolved, the insurance portfolio became diversified. Two major angles of insurance are in focus here – 

Life insurance portfolio: 

1. Endowment and whole life insurance policies were the most popular demands. The financial thought process was mostly focused on leaving a legacy for the dependents after the policyholders passed away. Unfortunately, insurance plans are never a legacy to be passed on, rather a shield that safeguards one’s wealth and acts as an income replacement financial tool in case the worst happens (that compromises the income potential of the primary breadwinner of the family). 
2. Term insurance plans (for men and women – housewives and otherwise), Unit Linked Insurance Plans (ULIPs), and Endowment policies have gained ground among policy-aspirants and existing policyholders. With more private insurers in the play, people are comparing top plans and finding ones that best suit them, their parents, and their spouse and kids. They are calculating coverage based on their age, profession, education, and more. 

Health insurance aspirations:

1. Mediclaim was the maximum that people thought of. And whatever the ‘agent’ sold was good enough. Nobody knew much about room rent restrictions, co-payment, disease-wise sub-limits, restoration, no claim bonus, daycare coverage, domiciliary coverage, super top-ups, or critical illness plans. Hence, most health insurance policies chosen at the time are redundantly expensive and not comprehensive. 
2. On the other hand, this era has seen a massive surge in new private health insurance providers and contemporary comprehensive health insurance policies. The sudden pandemic outbreak, accompanied by increased frequency of lifestyle ailments and boosted medical bills, has led to a significant increase in insurance penetration. Hence, the purchase of the best health insurance plans that come with ample customization opportunities is no longer a luxury, but a solid financial step towards shielding wealth. 

Motor insurance profile: 

1. The era demanded only basic third-party motor insurance, which served only one purpose – compliance. 
2. As the purchase intent has changed (read: 2nd hand cars and luxury cars purchase following boosted wealth acquaintance), so has the motor insurance purchase intent. Currently, people are looking at comprehensive plans and solid motor insurance riders (zero depreciation, engine security, etc.) 

Home insurance awareness: 

1. The ancient home that your grandparents built with much love and care never witnessed the promise and assurance of a home insurance policy. In all honesty, they never had awareness about a home insurance plan and the multiple benefits that it extended. 
2. In a post-pandemic world, homeowners have become steadily aware of the climatic diversities and extremities and the impact they can have on the health of their owned homes. Naturally, considering the spiked status in the real estate industry, homeowners are building an inclination towards purchasing solid and comprehensive home insurance policies. 

Wealth tech adoption: 

1. Considering the absence of proper tech support, individuals were heavily inclined towards paper processes, which was the only option available. 
2. In a tech-savvy era, individuals are seeking tech aids when going through financial planning. Whether it be online claims, instant policy issuance, apps, or emerging telematics, the trends are spiked overall. 

Considering this backdrop of a widely different outlook towards acquiring wealth, growing wealth, and shielding wealth in India in 2025, the question now arises as to how true the idea is that India is actually growing rich. 

Here’s a quick look at some of the neglected data points regarding wealth in India in 2025 –

	Metrics	Data Point
1	High-Net-Worth Individuals (HNWIs)	India ranks 4th in the domain with 85,698 HNWIs in 2024. This equates to 3.7% of the world’s affluent population. The number of HNWIs is expected to increase to 93,753 by 2028, representing a 9.4% hike.
2	Millionaires & Ultra-HNWIs	In 2024, India saw the conception of over 33,000 new millionaires, bringing the tally to 378,810. The newly formed millionaires had a collective wealth of $1.5 trillion.  Of this, 333,340 are “Millionaires Next Door” (possessing $1-$5 trillion in investable assets) who together make $628.93 billion.  India also has 4,290 Ultra-HNWIs (individuals possessing assets exceeding $30 million), totaling $534.77 billion.

 

CoverSure’s Take On “Building Your Wealth the Right Way: Acquiring, Growing, and Shielding!”

• Acquiring Wealth: In 2025, getting rich isn’t just about salaries or property anymore. CoverSure helps people get rich through different ways like starting a business, doing side jobs, and freelancing—while making sure they’re protected with the right insurance. The Know Your Policy thing helps make sense of what you already have, so you can start your money-making trip for sure.
• Growing Wealth: Real money growth comes from good investments and saving smart. CoverSure lets you mix investments (like SIPs, stocks, and ETFs) with the right insurance. The AI angle helps you figure out what you’re missing, save money on premiums, and put extra cash into investments that make good money. The site helps you create solid money plans that mix protection, growth, and easy access to your cash.
• Shielding Wealth: As money risks increase, keeping your money safe is super important. CoverSure puts all your insurance policies—life, health, car, home—in one safe place online. Things like AccessKey, automatic renewals, and seeing claims in real-time make sure your money is safe when bad things happen. Whether it’s big medical bills or house risks, CoverSure makes sure your savings and investments are safe. CoverSure says it clearly that you have to earn, plan, grow, and protect your money. The right mix of insurance, savings, and investments is how you make your money last in India today.