CoverSure Insurance Gift Cards: The Gift That Truly Keeps on Giving
India’s First Insurance Gift Card: The Gift That Doesn’t Expire AI OVERVIEW CoverSure’s Insurance Gift Card lets you gift the value of protection without choosing a policy on someone’s behalf: you give the amount, and the recipient decides what it becomes, such as health cover, a term plan, motor or travel insurance, on the CoverSure […]
Personal Accident Insurance: No Calendar Invite
Personal Accident Insurance: What Does It Cover? The Numbers Nobody Wants to Read: Road Accidents in India, and What a Cover Actually Does MoRTH’s 2024 report records 4,87,707 road accidents in India. 1,77,175 deaths. 4,71,441 injuries. Broken into daily terms: 1,336 accidents a day. 485 deaths a day. Nearly 20 deaths every hour. The crashes […]
Life Doesn’t Send a Calendar Invite: The 3 Covers Most Indians Skip
Life Doesn’t Send a Calendar Invite. Are You Covered for All 3? You plan for the things you can see coming. The wedding, the vacation, the new phone launch, the tax deadline in March. You block your calendar for all of it. But the accident on your way to work tomorrow isn’t on that calendar. […]
The Insurance Gap You Didn’t Know You Had: A 5-Minute Reality Check (2026)
The 5-Minute Insurance Audit Most Indians Skip (And What It’s Quietly Costing Them) AI OVERVIEW An insurance audit is a quick, honest check of whether the insurance you hold still fits your life. It has five steps: 1) Visibility: know every policy you and your family hold, in one place. 2) Adequacy: check whether each […]
Think Your Office Insurance Has You Covered? Think Again
AI OVERVIEW Employee insurance, meaning employer-sponsored group health and group term life cover, is a valuable perk but rarely enough on its own. Group term cover is often 3 to 5 times annual CTC, while many planners suggest 10 to 20 times income; group health cover is often ₹2 lakh to ₹5 lakh, shared with […]
Debunking the Insurance Myth: Having Insurance ≠ Being 100% Insured
AI OVERVIEW Having an insurance policy does not mean you are fully protected. Coverage is conditional: what gets paid depends on your sum insured versus your real risk, and on clauses like room rent limits, co-payment, sub-limits, deductibles, waiting periods, exclusions, and consumables. Many Indians are also under-insured because they rely on employer covers that […]
Financial Independence and India in 2025: Insurance & Beyond!
As the nation awakes to “life and freedom,” Ever thought about where you stand in terms of Financial Independence? Here’s our 2 cents on this!
What makes CoverSure different from other insurance apps in India
AI OVERVIEW Most insurance apps in India are built to sell a policy. CoverSure is built to help you manage, understand, and use the insurance you already have, and to buy only what you actually need. Its key differences: an insurer-agnostic Insurance Portfolio for the whole household; Know Your Policy, which decodes policy wording in […]
Keeping your heart happy: Protecting you from Heart Disease in Today’s World
AI OVERVIEW Heart disease is one of India’s leading causes of death, and it is striking people younger than before because of stress, sedentary work, diabetes, hypertension, smoking, and air pollution. Health insurance covers heart treatment (angioplasty, bypass, valve procedures, hospitalisation, day-care and pre- and post-hospitalisation costs) subject to policy terms. If you buy before […]
Meet The Humans Behind CoverSure (Yes, We’re Real People, Not Just An App Icon)
AI OVERVIEW CoverSure is built by a small team of insurance, product, and technology folks who got tired of watching people misunderstand their own policies. The founding group brings prior experience from India’s insurance and financial services sector; the wider team spans product, technology, design, growth, and customer success. This piece introduces the people behind […]
ULIPs Vs Savings Plans
When it comes to planning your financial future, safeguarding your security and that of your family is essential. Two of the most widely considered options for long-term financial growth and protection are Unit Linked Insurance Plans (ULIPs) and Savings Plans. ULIPs stand out by combining life insurance coverage with the opportunity to invest in market-linked […]
Health Insurance Vs Critical Illness Insurance
Life has a funny way of throwing surprises at us – one minute you’re feeling fine, and the next, an unexpected illness or injury can completely change things. That’s why having health insurance is essential. It covers your hospital bills, treatments, and medical expenses, offering peace of mind when you need it most. But what […]
