| QUICK GIST |
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| Chief Minister-gi Hakshelgi Tengbang (CMHT) is Manipur’s state health assurance scheme, launched on 21 January 2018. In 2022, the state raised its cover from ₹2 lakh to ₹5 lakh per eligible family per year. It works alongside Ayushman Bharat PM-JAY, covering vulnerable groups beyond the national list. Eligibility proof can include an AAY card, a disability certificate, a widow’s proof, a Deputy Commissioner’s certificate of economic status, or membership letters for ASHA workers, Anganwadi workers and helpers, and Ima Market women vendors. Each family gets a CMHT-Manipur Health card with a unique ID for cashless treatment at empanelled hospitals, including CHCs, district hospitals, RIMS and JNIMS. The toll-free number is 1800 103 2015. |
CMHT Manipur: The ₹5 Lakh Health Card for Widows, AAY Families, Ima Market Vendors and More
A scheme built around who needs it most
Manipur’s CMHT doesn’t just look at census lists. It reaches out to specific groups: widows, people with disabilities, AAY card holders, ASHA and Anganwadi workers, and even the women vendors of Imphal’s famous Ima Market.
Since 2022, those families get up to ₹5 lakh a year in cashless hospital treatment, up from ₹2 lakh. For many households in the valley and the hills, that’s the difference between getting treated and putting it off.
Here’s who qualifies, what you need and how to use your card.
| Parents in Imphal, you in Bengaluru, and a CMHT card in a drawer nobody’s opened since 2022? Let’s sort it out. Book a call with us. Easier than the drive on the Imphal-Dimapur highway. |
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What CMHT gives you
- Up to ₹5 lakh per family per year, cashless, on a floater basis.
- A CMHT-Manipur Health card with a unique family ID.
- Network: CHCs, sub-district and district hospitals, RIMS, JNIMS and other empanelled hospitals.
- No premium.
| Have a private policy too? Know Your Policy decodes it into plain language so you can see how it fits with CMHT. |
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How to enrol
- Keep your eligibility proof ready: AAY card, disability certificate, widow’s proof, DC certificate, or the relevant membership letter.
- Carry photo ID and Aadhaar.
- Visit an enrolment centre such as a district hospital, RIMS or JNIMS, or an enrolment camp. ASHA workers often inform families in advance.
- Complete verification and collect your CMHT card.
- Use the card at empanelled hospitals.
Toll-free: 1800 103 2015.
| Want the official details? Visit the official CMHT Manipur portal for eligibility and hospital lists. More reliable than the market gossip, however well-informed the Imas are. |
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| Family across Manipur, Nagaland and Mizoram? The CoverSure State Health Scheme Calculator compares all three. |
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Worth knowing
Check whether you’re on PM-JAY or CMHT. Some families are covered by the central scheme, others by CMHT. Your category decides which.
General ailments may have a lower limit. Earlier scheme documents capped general (non-critical) ailments at ₹50,000. Ask whether that sub-limit still applies to your treatment.
Hospital stays only. Routine OPD isn’t covered.
Hospital list matters. Confirm a hospital’s empanelment before admission, especially private ones.
| Have a private plan you haven’t compared with CMHT? A Policy Health Check reviews it across 30+ parameters for ₹99, against 1,500+ plans. |
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| CMHT card, widow pension papers, LIC policy? Add your state scheme to your CoverSure insurance portfolio and keep them all in one place. Turn on Family Share so family can access the card quickly. |
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CMHT vs a private plan
What CMHT does well
- ₹5 lakh free for vulnerable groups often missed by other schemes.
- Recognises specific groups like widows, disabled people and Ima Market vendors.
- Strong public hospital network, including RIMS and JNIMS.
Where a private plan usually adds more
- Open to anyone who meets the insurer’s rules.
- No sub-limits by ailment type.
- Hospitals across India, including large specialist centres.
- Restoration, cumulative bonus and 80D tax benefit (old regime; please verify limits).
When a sub-limit meets a common illness
Meet the Devis (a hypothetical CMHT family; numbers are illustrative). They live in Bishnupur.
| Event (hypothetical) | Covered? |
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| Mother’s cardiac procedure at RIMS, ₹2.5 lakh | Yes |
| Son’s admission for a severe infection, ₹60,000 | Possibly capped if the ₹50,000 general-ailment limit applies |
| Treatment at a specialist hospital outside Manipur | Check empanelment first |
| Under-covered or over-covered? The CoverRisk Calculator weighs your income, life stage, dependants and liabilities and tells you where you stand. Free. |
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Who is eligible?
Residents of Manipur who can show one of these:
- AAY ration card
- Disability certificate
- Widow’s proof (husband’s death certificate)
- Deputy Commissioner’s certificate of economic status
- Membership letter as an ASHA worker, Anganwadi worker or helper, or Ima Market woman vendor
- Any other document approved by the Government of Manipur
At a glance
| Detail | CMHT (Manipur) |
|---|---|
| Launched | 21 January 2018 |
| Cover | ₹5 lakh per family per year (raised from ₹2 lakh in 2022) |
| Who qualifies | AAY families, widows, disabled people, DC-certified poor families, ASHA and Anganwadi workers, Ima Market vendors |
| Card | CMHT-Manipur Health card with unique ID |
| Hospitals | CHCs, district hospitals, RIMS, JNIMS and empanelled hospitals |
| Premium | None |
| Main limitations | Category-based eligibility, possible sub-limits, no OPD |
| Toll-free | 1800 103 2015 |
| Official website | cmhtmanipur.gov.in |
| Prefer slides? CMHT’s eligibility and benefits in a quick LinkedIn carousel. Swipe through it on CoverSure’s LinkedIn and share it with someone who qualifies but doesn’t know it. |
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Quick answers (FAQs)
- What is CMHT? Manipur’s state health assurance scheme, Chief Minister-gi Hakshelgi Tengbang.
- How much cover does it give? Up to ₹5 lakh per family per year.
- Who is eligible? AAY families, widows, disabled people, DC-certified poor families, ASHA and Anganwadi workers, and Ima Market vendors, among others.
- What documents do I need? One eligibility proof plus photo ID.
- Where can I use the card? At empanelled hospitals including RIMS, JNIMS and district hospitals.
- Is OPD covered? No.
- Is there a premium? No.
- “Hey Google, what’s the CMHT toll-free number?” Call 1800 103 2015.
| CMHT handles the hospital. CoverSure handles the rest. Download the CoverSure app for policy storage, renewal reminders and SOS alerts. |
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